321 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 321 7th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1940
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2020)
Tax Bill	$5,832 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2018 Transfer + 1 more
APN	`381700 90.23-3-11`

Property Details

APN / Parcel Number

Primary APN	`381700 90.23-3-11`
Alternative APN	`1506590`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1506590
Street Address	321 7TH AVE
City	TROY
State	NY
Zip	12182-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3004
Census Tract	40300

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 GRANT AVE, HIGHLAND PARK, NJ 08904-1807
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Warranty Deed, Transfer · Conventional with PMI SARATOGA NAT'L BK & TR
Aug 30, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 2, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	2020572030
Deed Book / Page	9236 / 229
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0086100229
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 29, 2020
Property Address	321 7TH AVE, TROY, NY 12182-3202
Document Number	0000572030
Book / Page	009236 / 000229
Instrument Date	Jul 14, 2020
Instrument	572030
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 GRANT AVE HIGHLAND PARK NJ 089041807, HIGHLAND PARK, NJ 08904-1807

Mortgage

Document Number	572031
Date	Jul 29, 2020
Book Page	009236/000232
Instrument	572031

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2040

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 30, 2018
Property Address	321 7TH AVE, TROY, NY 12182-3202
Document Number	0086100229
Book / Page	008610 / 000229
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 JEFFERSON CT GUILDERLAND NY 120849542, GUILDERLAND, NY 12084-9542

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 2, 2017
Property Address	321 7TH AVE, TROY, NY 12182-3202
Document Number	0083100052
Book / Page	008310 / 000052
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 JEFFERSON CT GUILDERLAND NY 120849542, GUILDERLAND, NY 12084-9542

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,832.00 (+1.29%)
2025	$5,758.00 (+4.81%)	$126,000 (-) Land $10,000 Building $116,000	$215,800 (+19.89%) Land $17,127 Building $198,673
2023		$126,000 (-) Land $10,000 Building $116,000	$180,000 (+8.57%) Land $14,286 Building $165,714
2022	$5,494.00	$126,000 Land $10,000 Building $116,000	$165,789 Land $13,158 Building $152,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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