321 6th St, Cheney, WA 99004 Property Records

Spokane County property record for 321 6th St, Cheney, WA 99004

Property Summary

Property Type	Apartments (5+ Units)
Details	11 ba · 6,840 sqft · built 1971
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$1,498,000 (Dec 2018)
Tax Bill	$11,510 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13132.0103`

Property Details

APN / Parcel Number

Primary APN	`13132.0103`

Interior

Full Baths	11 Baths
Units	11 Units
Stories	2 Stories
Building Area	6,840 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	321 6TH ST
City	CHENEY
State	WA
Zip	99004-1579
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Legal Description	CHENEY TOWN OF L4&5 B1
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1004
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2614 N MONROE ST, SPOKANE, WA 99205-3353
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage NUMERICA CU
Dec 21, 2018	Grant Deed, Construction Loan · Construction Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20186771250
Prior Transfer Date	Nov 23, 2010
Prior Transfer Doc	0005964381
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	321 6TH ST, CHENEY, WA 99004-1579
Document Number	0006906520
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 6TH ST CHENEY WA 990041577, CHENEY, WA 99004-1577

Mortgage

Document Number	0006906520
Date	Mar 31, 2020
Instrument	6906520

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 21, 2018
Property Address	321 6TH ST, CHENEY, WA 99004-1579
Document Number	0006771250
Instrument Date	Dec 10, 2018
Instrument	6771250
Transaction Type	Construction Loan
Record Updated	Jan 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,669.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2614 N MONROE ST SPOKANE WA 992053353, SPOKANE, WA 99205-3353

Mortgage

Document Number	6771251
Date	Dec 21, 2018
Instrument	6771251

Lender

Name	NUMERICA CU
Type	Credit Union
Address	PO BOX 4000, SPOKANE VALLEY, WA 99037-4000

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,510.00 (+5.44%)	$882,900 (-14.74%) Land $90,000 Building $792,900	$882,900 (-14.74%) Land $90,000 Building $792,900
2025	$10,916.00 (+33.11%)	$1,035,500 (+5.52%) Land $90,000 Building $945,500	$1,035,500 (+5.52%) Land $90,000 Building $945,500
2024		$981,300 (+66.43%) Land $70,000 Building $911,300	$981,300 (+66.43%) Land $70,000 Building $911,300
2023	$8,201.00 (+25.78%)	$589,600 Land $70,000 Building $519,600	$589,600 Land $70,000 Building $519,600
2022	$6,520.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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