Carroll County property record for 321 6th St, Carrollton, KY 41008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jan 2026) |
| Tax Bill | $1,911 (2026) |
| Deeds & Mortgages | Nov 2019 Line of Credit Dec 2018 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C1-28-05 |
| Primary APN | C1-28-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Basement Area | 837 sqft |
| Unfinished Basement | 837 sqft |
| Construction Type | Frame |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 99 ft deep x 52 ft wide |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 97371 |
|---|---|
| Street Address | 321 6TH ST |
| City | CARROLLTON |
| State | KY |
| Zip | 41008-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | EAST SIDE OF SIXTH STREET |
| Jurisdiction | CARROLL KY |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
321 6th St is owned by two individuals who bought it in January 2026.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 634, CARROLLTON, KY 41008-0634 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Sep 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE FRIENDSHIP STATE BANK |
| Nov 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB |
| Jul 1, 2024 | Deed of Trust, Mortgage · Line of Credit THE FRIENDSHIP STATE BANK |
| Jan 13, 2026 | Deed, Transfer · USDA Mortgage MAGNOLIA BANK |
| Dec 5, 2018 | Deed, Transfer |
| Oct 5, 2018 | Deed, Transfer |
| Oct 15, 2013 | Deed, Transfer MERS |
| Sep 11, 2008 | Warranty Deed, Transfer · FHA Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Prior Sale | Jun 27, 2024 · Amount on File |
| Deed Document Number | 20262217080 |
| Deed Book / Page | 237 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505 |
| Document Number | 00M252/701 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | M252/701 |
| Instrument | 97847 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | MADISON, IN 47250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505 |
| Document Number | 00M247/632 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | M247/632 |
| Instrument | 96003 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | MADISON, IN 47250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505 |
| Document Number | 00M297/486 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | M297/486 |
| Instrument | 2215418 |
| Name | THE FRIENDSHIP STATE BANK |
|---|---|
| Type | Bank |
| Address | FRIENDSHIP, IN 47021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 29, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M234/412 |
|---|---|
| Date | Nov 28, 2016 |
| Book Page | M234/412 |
| Instrument | 91785 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL KY |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M288/496 |
|---|---|
| Date | Jul 1, 2024 |
| Book Page | M288/496 |
| Instrument | 2209304 |
| Name | THE FRIENDSHIP STATE BANK |
|---|---|
| Type | Bank |
| Address | FRIENDSHIP, IN 47021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Jan 13, 2026 |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 000D237/48 |
| Book / Page | D237 / 48 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2217080 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 634, CARROLLTON, KY 41008-0634 |
| Document Number | 0002217081 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2217081 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Dec 5, 2018 |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 00D210/173 |
| Book / Page | D210 / 173 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 95897 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, 318, CARROLLTON, KY 41008-9505 |
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Oct 5, 2018 |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 00D209/476 |
| Book / Page | D209 / 476 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 95585 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 6TH ST, 321, CARROLLTON, KY 41008-1218 |
| Name | Verified Name |
|---|---|
| Address | 318 PORT WILLIAM LN, CARROLLTON, KY 41008-9505 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Oct 15, 2013 |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 0000193/60 |
| Book / Page | 193 / 60 |
| Instrument Date | Oct 1, 2013 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 RIVEREDGE PKWY, 2000, ATLANTA, GA 30328-4694 |
| Name | Verified Name |
|---|---|
| Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 000219/625 |
|---|---|
| Date | Oct 15, 2013 |
| Book Page | 219/625 |
| Name | MERS |
|---|---|
| Address | 11503 SPRINGFIELD PIKE, CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL KY |
| Recording Date | Sep 11, 2008 |
| Property Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 0000177/90 |
| Book / Page | 177 / 90 |
| Instrument Date | Sep 3, 2008 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 E HIGH STREET, 303, CARROLLTON, KY 41008 |
| Name | Verified Name |
|---|---|
| Address | 321 6TH ST, CARROLLTON, KY 41008-1218 |
| Document Number | 000193/146 |
|---|---|
| Date | Sep 11, 2008 |
| Book Page | 193/146 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 901 SEMMES AVE, RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2038 |
The 2026 property tax bill for 321 6th St was $1,911, up 162.9% from the year before.
Source: Carroll County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carroll County |
| Municipality | Carrollton City |
| Unified School District | Carroll County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,911.00 (+162.86%) | $190,000 (+163.89%) Land $12,000 Building $178,000 | $190,000 (+163.89%) Land $12,000 Building $178,000 |
| 2025 | $727.00 | $72,000 Land $8,000 Building $64,000 | $72,000 Land $8,000 Building $64,000 |
| 2023 | $724.00 | $72,000 Land $8,000 Building $64,000 | $72,000 Land $8,000 Building $64,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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