Rensselaer County and Troy City property record for 321 6th Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,461 sqft · built 1988 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,910 (2026) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage |
| APN | 381700 90.23-2-7.1 |
| Primary APN | 381700 90.23-2-7.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 741 sqft |
| 2nd Floor Area | 720 sqft |
| Game Room | Game Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1505000 |
|---|---|
| Street Address | 321 6TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 2 STY FR HSE & 2C FR GAR 245-10/LOT 29 |
| Legal Block | 2 |
| Legal Lot Number | 7.001 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40300 |
321 6th Ave is owned and occupied by an individual who acquired it in November 2001.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 6TH AVE, TROY, NY 12182-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2001 |
| Transfer Doc | 0303000137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 321 6TH AVE, TROY, NY 12182-3201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FNC TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0096250293 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 9625/293 |
| Instrument | 2021-590904 |
| Name | AMERICAN ADVISORS GROUP |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 889 Months |
| Due | Jul 1, 2095 |
| Rate | 1.8% |
|---|---|
| Type Change Date | Jul 1, 2021 |
| Index | Other |
The 2026 property tax bill for 321 6th Ave was $3,910 with exemptions applied, up 1.7% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,910.00 (+1.66%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,846.00 | $108,000 Land $9,200 Building $98,800 | $184,900 Land $15,751 Building $169,149 |
| 2023 | $108,000 (-) Land $9,200 Building $98,800 | $154,300 (+8.58%) Land $13,144 Building $141,156 | |
| 2022 | $3,786.00 Homeowner's exemption Senior Citizen's exemption | $108,000 Land $9,200 Building $98,800 | $142,105 Land $12,105 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 321 6th Ave; there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 6th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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