Suffolk County and Smithtown Town property record for 321 5th Ave, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,303 sqft · built 1966 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,000 (May 2018) |
| Tax Bill | $11,815 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 56.-3-29 |
| Primary APN | 473489 56.-3-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 1,387 sqft |
| 1st Floor Area | 1,303 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| View / Lot | Suburban |
| Porch | Covered Porch |
| Porch Area | 84 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J20990 |
|---|---|
| Street Address | 321 5TH AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-787801 TC-76 *585 LOT 591 ST JAMES PK S 5.55 L 592 |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 5TH AVE, SAINT JAMES, NY 11780-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 21, 2018 | Deed, Transfer |
| Mar 26, 2018 | Trustee's Deed, Foreclosure ADVANTAGE FORECLOSURE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Oct 31, 2006 · Amount on Record |
| Deed Book / Page | 12962 / 453 |
| Prior Transfer Date | Mar 29, 2012 |
| Prior Transfer Doc | D000126920333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 321 5TH AVE, SAINT JAMES, NY 11780-2416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234760065 |
|---|---|
| Date | Jan 21, 2023 |
| Book Page | 23476/65 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 21, 2018 |
| Property Address | 321 5TH AVE, SAINT JAMES, NY 11780-2416 |
| Document Number | 0129620453 |
| Book / Page | 12962 / 453 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1253 SAXON AVE, BAY SHORE, NY 11706-4742 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 26, 2018 |
| Property Address | 321 5TH AVE, SAINT JAMES, NY 11780-2416 |
| Document Number | 0129550081 |
| Book / Page | 012955 / 000081 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | May 1, 2018 |
| Title Company | ADVANTAGE FORECLOSURE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.40 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,430 (-) Land $300 Building $4,130 | $553,750 (+10,774.9%) Land $37,500 Building $516,250 | |
| 2024 | $11,815.00 | ||
| 2023 | $4,430 Land $300 Building $4,130 | $5,092 Land $345 Building $4,747 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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