321 4th Ave E, Andalusia, IL 61232 Property Records

Rock Island County property record for 321 4th Ave E, Andalusia, IL 61232

Property Summary

Property TypeSingle Family Home
Details875 sqft · built 1960
Lot Size0.39 acres (17,118 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jun 2023)
Tax Bill$3,157 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jun 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-27-123-005

Property Details

APN / Parcel Number

Primary APN15-27-123-005

Interior

Stories1 Story
Building Area875 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area17,118 sqft (0.39 acres)

Location & Zoning

Street Address321 4TH AVE E
CityANDALUSIA
StateIL
Zip61232-7604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAND
Legal DescriptionLOTS 9 & 10 BLOCK 54 ANDALUSIA SHEET 8
Legal SubdivisionANDALUSIA
Legal Block54
Legal Lot Number9-10
JurisdictionROCK ISLAND IL
Township / Civil DivisionANDALUSIA
Census Block Group1
Census Block1009
Census Tract24102

Owner

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 4TH AVE E, ANDALUSIA, IL 61232-7604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK & TRUST
Jun 13, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 13, 2023Warranty Deed, Transfer · Line of Credit
AMERICAN BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2023 · Amount on Record
Deed SaleJun 13, 2023 · Amount on Record
Prior SaleJun 1, 1997 · Amount on Record
Deed Document Number20237205
Prior Transfer DateJun 11, 2023
Prior Transfer Doc0000007204
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK ISLAND IL
Property Address321 4TH AVE E, ANDALUSIA, IL 61232-7604
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002705
DateMar 5, 2024
Instrument2024-02705
Lender
NameAMERICAN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 28, 2039

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCK ISLAND IL
Recording DateJun 13, 2023
Property Address321 4TH AVE E, ANDALUSIA, IL 61232-7604
Document Number0000007204
Instrument DateJun 11, 2023
Instrument2023-07204
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 4TH AVE E, ANDALUSIA, IL 61232-7604

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK ISLAND IL
Recording DateJun 13, 2023
Property Address321 4TH AVE E, ANDALUSIA, IL 61232-7604
Document Number0000007205
Instrument DateJun 7, 2023
Instrument2023-07205
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 4TH AVE E, ANDALUSIA, IL 61232-7604

Mortgage

Document Number0000007206
DateJun 13, 2023
Instrument2023-07206
Lender
NameAMERICAN BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAndalusia Village
CountyRock Island County
County SubdivisionAndalusia Township
Unified School DistrictRockridge Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,157.00 (+28.65%)$40,769 (+9%) Land $7,592 Building $33,177$122,307 (+9%) Land $22,776 Building $99,531
2024$37,403 (+21.41%) Land $6,965 Building $30,438$112,209 (+21.41%) Land $20,895 Building $91,314
2022$2,454.00 (-0.73%)$30,806 (+5.5%) Land $5,737 Building $25,069$92,418 (+5.5%) Land $17,211 Building $75,207
2021$2,472.00$29,200 Land $5,438 Building $23,762$87,600 Land $16,314 Building $71,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims66 (1982–2026)
Claims Outside the SFHA9 of 66
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2019 · 14 claims
  • Flooding, May 2001 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ANDALUSIA
serves 1,184 people · EPA ID IL1610050
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2026)
action level 15 ppb
Copper1.35 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Apr 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Reynolds Cable
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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