321 3rd St S, Bayport, MN 55003 Property Records

Washington County property record for 321 3rd St S, Bayport, MN 55003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,186 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,596 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`11-029-20-32-0043`

Property Details

APN / Parcel Number

Primary APN	`11-029-20-32-0043`
Alternative APN	`221194860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,186 sqft Living Area
Basement Area	1,087 sqft
Finished Basement	527 sqft
Unfinished Basement	560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	321 3RD ST S
City	BAYPORT
State	MN
Zip	55003-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 88 LOT 3 SUBDIVISIONCD 2670 SUBDIVISIONNAME BAYPORT (FORMERLY SO STILLWATER)
Legal Range	20W
Legal Township	29N
Legal Section	11
Legal Subdivision	BAYPORT (FORMERLY SO STILLWATER)
Legal Block	88
Legal Lot Number	3
Jurisdiction	WASHINGTON MN
Township / Civil Division	BAYPORT
Census Block Group	2
Census Block	2042
Census Tract	70704

Owner

321 3rd St S is owned and occupied by two individuals.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 3RD ST S, BAYPORT, MN 55003-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK & TRUST
Mar 16, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	321 3RD ST S, BAYPORT, MN 55003-1420
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 3RD ST S, BAYPORT, MN 55003-1420

Mortgage

Document Number	0004408454
Date	Jun 16, 2023
Instrument	4408454

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	BAYPORT, MN 55003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jul 1, 2030

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON MN
Property Address	321 3RD ST S, BAYPORT, MN 55003-1420
Document Number	0004106137
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 3RD ST S BAYPORT MN 550031420, BAYPORT, MN 55003-1420

Mortgage

Document Number	0004106137
Date	Mar 21, 2017
Instrument	4106137

Lender

Name	FIRST ST BK
Type	Bank
Address	BAYPORT, MN 55003-1014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 20, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 321 3rd St S was $3,596 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Bayport City
County	Washington County
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,596.00 Homeowner's exemption
2025		$387,400 (+1.73%) Land $120,000 Building $267,400	$387,400 (+1.73%) Land $120,000 Building $267,400
2024		$380,800 Land $110,000 Building $270,800	$380,800 Land $110,000 Building $270,800
2023	$2,910.00
2022		$342,700 Land $109,700 Building $233,000	$342,700 Land $109,700 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 3rd St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 individual policies
Nearby Flood Policies	87 units insured incl. 41 condo units
Nearby Flood Claims	119 (1982–2023)
Claims Outside the SFHA	25 of 119
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 20 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 36 claims Severe Flooding, High Winds,severe Storms, May 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 321 3rd St S, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bayport serves 2,700 people · EPA ID MN1820001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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