321 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 321 3rd St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,959 sqft · built 2001
Lot Size	0.026 acres (1,128 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Jul 2023)
Tax Bill	$10,412 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E03DD11000`

Property Details

APN / Parcel Number

Primary APN	`21E03DD11000`
Alternative APN	`05003125`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,959 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	1,128 sqft (0.026 acres)

Location & Zoning

Account Number	05003125
Street Address	321 3RD ST
City	LAKE OSWEGO
State	OR
Zip	97034-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	SUBDIVISION OSWEGO VILLAGE TOWNHOMES LT 15 3640
Legal Range	1E
Legal Township	2S
Legal Section	03
Legal Subdivision	OSWEGO VILLAGE TOWNHOMES
Legal Lot Number	15
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1004
Census Tract	20201

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1617 CRESTWOOD DR, ALEXANDRIA, VA 22302-2305
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	202324236
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000060579
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 7, 2023
Property Address	321 3RD ST, LAKE OSWEGO, OR 97034-3021
Document Number	0000024236
Instrument Date	Jul 5, 2023
Instrument	2023-024236
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3386 LOMA DR, BEALE AFB, CA 95903-2122

Mortgage

Document Number	0000024237
Date	Jul 7, 2023
Instrument	2023-024237

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	321 3RD ST, LAKE OSWEGO, OR 97034-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100464
Date	Nov 27, 2020
Instrument	2020-100464

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 30, 2020
Property Address	321 3RD ST, LAKE OSWEGO, OR 97034-3021
Document Number	0000060579
Instrument Date	Jun 22, 2020
Instrument	60579
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	321 3RD ST LAKE OSWEGO OR 970343021, LAKE OSWEGO, OR 97034-3021

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,412.00 (+5.85%)	$543,406 (+6.09%)	$905,989 (+4.11%) Land $399,529 Building $506,460
2023	$9,837.00 (+3.06%)	$512,213 (+3%)	$870,251 (+5.05%) Land $379,611 Building $490,640
2022	$9,545.00	$497,295	$828,452 Land $358,522 Building $469,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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