321 3rd St, Columbus Junction, IA 52738 Property Records

Louisa County property record for 321 3rd St, Columbus Junction, IA 52738

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 740 sqft · built 1920
Lot Size0.165 acres (7,200 sqft)
OwnerCompany Name on Record
Tax Bill$794 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-19-338-003

Property Details

APN / Parcel Number

Primary APN03-19-338-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area740 sqft Living Area
1st Floor Area560 sqft

Exterior

Year BuiltBuilt 1920
Roof TypeGable
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Deck Area208 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address321 3RD ST
CityCOLUMBUS JUNCTION
StateIA
Zip52738-1111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOR 1ST ADD L3 BLK10
Legal Block10
JurisdictionLOUISA IA
Township / Civil DivisionCOLUMBUS CITY
Census Block Group5
Census Block5012
Census Tract450200

Owner

Source: Louisa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address322 2ND ST, COLUMBUS JUNCTION, IA 52738-1104
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025
Deed SaleMar 12, 2025
Deed Document Number0020250319
Prior Transfer DateMay 10, 2023
Prior Transfer Doc2023-0522
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUISA IA
Recording DateMay 10, 2023
Property Address321 3RD ST, COLUMBUS JUNCTION, IA 52738-1111
Document Number0020230522
Map ReferenceMB 266 PG 217
Instrument DateMay 4, 2023
Instrument2023-0522
Transaction TypeTransfer
Record UpdatedJun 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 3RD ST, COLUMBUS JUNCTION, IA 52738-1111

Mortgage

Document Number0020230523
DateMay 10, 2023
Instrument2023-0523
Lender
NameHILLS BANK AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJun 1, 2028
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index1-Year T-Bill
Margin3
Max Rate12.2%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyLouisa County
MunicipalityColumbus Junction City
Unified School DistrictColumbus Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,820 (+17.32%) Land $6,360 Building $53,460$59,820 (+17.32%) Land $6,360 Building $53,460
2024$794.00 (+37.37%)
2023$50,990 (+24.4%) Land $6,360 Building $44,630$50,990 (+24.4%) Land $6,360 Building $44,630
2022$578.00 Homeowner's exemption$40,990 Land $6,360 Building $34,630
2021$40,990 Land $6,360 Building $34,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS JUNCTION WATER SUPPLY
serves 1,830 people · EPA ID IA5815064
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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