321 3rd Ave, Dayton, KY 41074 Property Records

Campbell County property record for 321 3rd Ave, Dayton, KY 41074

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1984
Lot Size	0.098 acres (4,300 sqft)
Owner	Individual Name on Record
Last Sale	$32,000 (Aug 2011)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`999-99-09-316.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-09-316.00`

Interior

Stories	1 Story
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,300 sqft (0.098 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 3RD AVE
City	DAYTON
State	KY
Zip	41074-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 PT LOT 22 DAYTON L & H SUBD
Legal Subdivision	DAYTON LOT & HOME COMPANY
Legal Lot Number	22-23
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2005
Census Tract	51101

Owner

Source: Campbell County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	321 3RD AVE, DAYTON, KY 41074-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2011 · Amount on Record
Deed Sale	Aug 8, 2011 · Amount on Record
Deed Document Number	20118 08 11 019 000
Deed Book / Page	738 / 148
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	321 3RD AVE, DAYTON, KY 41074-1002
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005156433
Date	Jul 18, 2022
Book Page	M2351/848
Instrument	5156433

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Dayton City
Unified School District	Dayton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+15.93%)	$90,000 (+35.95%) Land $8,000 Building $82,000	$90,000 (+35.95%) Land $8,000 Building $82,000
2023	$979.00 (-1.21%)	$66,200 (-) Land $5,000 Building $61,200	$66,200 (-) Land $5,000 Building $61,200
2022	$991.00	$66,200 Land $5,000 Building $61,200	$66,200 Land $5,000 Building $61,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20