321 2nd St, West Point, VA 23181 Property Records

King William County property record for 321 2nd St, West Point, VA 23181

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,912 sqft · built 1931
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2020)
Tax Bill	$654 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5956-1`

Property Details

APN / Parcel Number

Primary APN	`5956-1`
Alternative APN	`69A1 9 79`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	352 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5956-1
Street Address	321 2ND ST
City	WEST POINT
State	VA
Zip	23181
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-4
Legal Description	2ND ST LOTS 79 & 82 DB 285 /426
Legal Lot Number	79-82
Jurisdiction	KING WILLIAM VA
Township / Civil Division	WEST POINT
Census Block Group	2
Census Block	2050
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Historic District listed 1996 · 255 contributing resources · NRIS 96001051

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 914, WEST POINT, VA 23181-0914
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	2020205
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Jan 24, 2020
Property Address	321 2ND ST, WEST POINT, VA 23181
Document Number	0200000205
Instrument Date	Jan 23, 2020
Instrument	200000205
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AYRES TITLES AND SETTLEMENT SERVICES, AYRES TITLE & STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 2ND ST, WEST POINT, VA 23181

Mortgage

Document Number	0200000206
Date	Jan 24, 2020
Instrument	200000206

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Municipality	West Point Town
Unified School District	West Point Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$654.00 (+0.15%)	$214,300 (-) Land $32,000 Building $182,300	$214,300 (-) Land $32,000 Building $182,300
2025	$653.00 (+12.98%)	$214,300 (-) Land $32,000 Building $182,300	$214,300 (-) Land $32,000 Building $182,300
2023	$578.00 (+19.67%)	$214,300 (+66.38%) Land $32,000 Building $182,300	$214,300 (+66.38%) Land $32,000 Building $182,300
2022	$483.00	$128,800 Land $32,000 Building $96,800	$128,800 Land $32,000 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	61 (1996–2025)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 38 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20