321 2nd St, Spring Hope, NC 27882 Property Records

Nash County property record for 321 2nd St, Spring Hope, NC 27882 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2005
Square Footage	873 sqft Heated Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$90,500 (2021)
Tax Bill	$1,209.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`286018-40-7203`
Alternative APNs	`007114` `77755`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	873 sqft Heated Area
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Architectural Style	Ranch Style
Exterior Material	Block Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	12,197 sqft (0.28 acres)
Depth X Width	200 ft x 60 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	77755
Street Address	321 2ND ST
City	SPRING HOPE
State	NC
Zip	27882-9510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 LT, SECOND ST
Jurisdiction	NASH NC
Minor Civil Division	MANNINGS
Census Blockgroup	3
Census Block	3048
Census Tract	11000

Owner

Source: Nash County records · APN 286018-40-7203

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	321 2ND ST, SPRING HOPE, NC 27882-9510
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Prior Sale	Mar 16, 2012 · Amount on Record
Deed Doc Number	0000313648
Deed Book / Page	3136 / 48
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jun 09, 2021
Property Address	321 2ND ST, SPRING HOPE, NC 27882-9510
Document Number	0003136/48
Book / Page	3136 / 48
Instrument Date	Jun 09, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6486 US HIGHWAY 64A, 6486, NASHVILLE, NC 27856-9077

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	321 2ND ST, SPRING HOPE, NC 27882-9510

Mortgage

Document Number	0000313651
Date	Jun 09, 2021
Instrument	3136/51

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Nash County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Spring Hope Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00 (+346.13%)	$86,140 (+147.81%) Land $5,990 Building $80,150	$86,140 (+147.81%) Land $5,990 Building $80,150
2023	$271.00	$34,760	$34,760 Land $5,990 Building $28,770

Flood & Wildfire

321 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Nash County (37127C), updated September 18, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 24th in North Carolina
Wildfire Likelihood	Low — about 1 in 9,091 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Spring Hope Historic District listed 1988 · 160 contributing resources · NRIS 88001591

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.