321 2nd St NW, Wadena, MN 56482 Property Records

Wadena County property record for 321 2nd St NW, Wadena, MN 56482

Property Summary

Property Type	Single Family Home
Details	928 sqft · built 2004
Lot Size	0.162 acres (7,098 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Jan 2024)
Tax Bill	$1,142 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2019 Sale & Mortgage
APN	`22-470-1060`

Property Details

APN / Parcel Number

Primary APN	`22-470-1060`

Interior

Stories	1 Story
Building Area	928 sqft Living Area
Basement Area	448 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,098 sqft (0.162 acres)
Garage Type	Attached
Garage Area	392 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	321 2ND ST NW
City	WADENA
State	MN
Zip	56482-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLEEPERS
Legal Subdivision	SLEEPERS
Legal Block	10
Legal Lot Number	1
Jurisdiction	WADENA MN
Township / Civil Division	WADENA
Census Block Group	1
Census Block	1048
Census Tract	480300

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	321 2ND ST NW, WADENA, MN 56482-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	20241615908
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Jan 12, 2024
Property Address	321 2ND ST NW, WADENA, MN 56482-1332
Document Number	0000266192
Instrument Date	Jan 8, 2024
Instrument	266192
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$465.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 2ND ST NW, WADENA, MN 56482-1332

Mortgage

Document Number	0000266193
Date	Jan 12, 2024
Instrument	266193

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000266194
Date	Jan 12, 2024
Instrument	266194

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2034

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Nov 1, 2019
Property Address	321 2ND ST NW, WADENA, MN 56482-1332
Document Number	0000253719
Instrument Date	Oct 25, 2019
Instrument	253719
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ELITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 2ND ST NE, WADENA, MN 56482-1326

Mortgage

Document Number	0000253720
Date	Nov 1, 2019
Instrument	253720

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
Municipality	Wadena City
Unified School District	Wadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,142.00 (+43.83%) Homeowner's exemption	$113,800 (-4.77%) Land $12,800 Building $101,000	$113,800 (-4.77%) Land $12,800 Building $101,000
2025		$119,500 (+22.19%) Land $10,700 Building $108,800	$119,500 (+22.19%) Land $10,700 Building $108,800
2023	$794.00 Homeowner's exemption	$97,800 Land $5,300 Building $92,500	$97,800 Land $5,300 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wadena serves 4,332 people · EPA ID MN1800004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Fiber	1,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: West Central Telephone Association.

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