321 2nd Ave SE, Hickory, NC 28602 Property Records

Catawba County property record for 321 2nd Ave SE, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,914 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Apr 2016)
Tax Bill	$699 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3702-08-88-0603`

Property Details

APN / Parcel Number

Primary APN	`3702-08-88-0603`
Alternative APN	`0003111`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 2ND AVE SE
City	HICKORY
State	NC
Zip	28602-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	321 2ND AVE SE
Legal Subdivision	RUDOLPH & COURTRINA STEVENS
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2103
Census Tract	10501

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	321 2ND AVE SE, HICKORY, NC 28602-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 16, 2018	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2016 · Amount on Record
Deed Sale	Apr 19, 2016 · Amount on Record
Prior Sale	Jul 2, 2004 · Amount on Record
Deed Document Number	20165963
Deed Book / Page	3337 / 812
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	321 2ND AVE SE, HICKORY, NC 28602-3044
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038270048
Date	Aug 21, 2023
Book Page	3827/48
Instrument	14746

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	321 2ND AVE SE, HICKORY, NC 28602-3044
Document Number	0034391620
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 2ND AVE SE HICKORY NC 286023044, HICKORY, NC 28602-3044

Mortgage

Document Number	0034391620
Date	Feb 15, 2018
Book Page	003439/001620
Instrument	2494

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	HICKORY, NC 28603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	321 2ND AVE SE, HICKORY, NC 28602-3044
Document Number	0034220244
Book / Page	003422 / 000244
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 2ND AVE SE HICKORY NC 286023044, HICKORY, NC 28602-3044

Mortgage

Document Number	0034220244
Date	Oct 12, 2017
Book Page	003422/000244
Instrument	17596

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	HICKORY, NC 28603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,400 (-) Land $6,600 Building $168,800
2025	$699.00 (-53.31%)	$175,400 (-) Land $6,600 Building $168,800
2024	$1,497.00
2023	$1,497.00	$175,400 Land $6,600 Building $168,800	$175,400 Land $6,600 Building $168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2013–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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