321 23rd St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 321 23rd St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,866 sqft · built 1978
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$25,750 (Nov 2021)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`53-104-004-070.02`

Property Details

APN / Parcel Number

Primary APN	`53-104-004-070.02`
Alternative APNs	`053-104-004-070.02` `1040040702`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	4,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 23RD ST
City	TWO RIVERS
State	WI
Zip	54241-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAY SHORE SUB LOT 7 BLK 4
Legal Subdivision	BAY SHORE SUB
Legal Block	4
Legal Lot Number	7
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1043
Census Tract	5100

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 23RD ST, TWO RIVERS, WI 54241-3803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU
Nov 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 11, 2021 · Amount on Record
Deed Sale	Nov 11, 2021 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	20211243951
Deed Book / Page	3453 / 695
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	3453/695
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	321 23RD ST, TWO RIVERS, WI 54241-3803
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003479/253
Date	Mar 4, 2022
Book Page	3479/253
Instrument	1248391

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Jan 14, 2032

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANITOWOC WI
Recording Date	Nov 11, 2021
Property Address	321 23RD ST, TWO RIVERS, WI 54241-3803
Document Number	3453/695
Book / Page	3453 / 695
Instrument Date	Nov 9, 2021
Instrument	1243951
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (+6.42%) Homeowner's exemption Additional exemption filed	$240,100 (-) Land $24,000 Building $216,100	$277,592 (+50.78%) Land $27,748 Building $249,844
2024	$3,693.00 (+28.81%)	$240,100 (+106.98%) Land $24,000 Building $216,100
2023	$2,867.00 Homeowner's exemption	$116,000 Land $15,300 Building $100,700	$184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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