321 23rd Ave, Bellwood, IL 60104 Property Records

Cook County property record for 321 23rd Ave, Bellwood, IL 60104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1916
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2021)
Tax Bill	$7,355 (2023)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-123-014`

Property Details

APN / Parcel Number

Primary APN	`15-10-123-014`
Alternative APN	`15-10-123-014-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	321 23RD AVE
City	BELLWOOD
State	IL
Zip	60104-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM B (WALRATHS) SUB OF PT OF W 17 CHAINS 2 LINKS IN SEC10 SEC 10-39-12
Legal Range	12E
Legal Township	39N
Legal Section	10
Legal Subdivision	WALRATHS SUB
Legal Block	2
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	2
Census Block	2017
Census Tract	817000

Owner

321 23rd Ave is owned by an individual who bought it in August 2021.

Source: Cook County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6413 28TH PL, BERWYN, IL 60402-2767
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Aug 9, 2006 · Amount on File
Deed Document Number	202112008
Prior Transfer Date	Jul 1, 2003
Prior Transfer Doc	0000048054
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 23RD AVE, BELLWOOD, IL 60104-1616
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 23RD AVE, BELLWOOD, IL 60104-1616

Mortgage

Document Number	0028130148
Date	Oct 7, 2024
Instrument	2428130148

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Aug 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 23RD AVE, BELLWOOD, IL 60104-1616
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 23RD AVE, BELLWOOD, IL 60104-1616
Investor	Possibly a Property Investor

Mortgage

Document Number	0034133256
Date	Dec 7, 2022
Instrument	2234133256

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 3, 2021
Property Address	321 23RD AVE, BELLWOOD, IL 60104-1616
Document Number	0021512008
Instrument Date	Jun 21, 2021
Instrument	2121512008
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	GREATER MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6413 28TH PL, 6413, BERWYN, IL 60402-2767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 23RD AVE, BELLWOOD, IL 60104-1616

Mortgage

Document Number	0021512009
Date	Aug 3, 2021
Instrument	2121512009

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Bellwood Village
Elementary School District	Bellwood School District 88 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,290 Land $4,290 Building $12,000	$162,900 Land $42,900 Building $120,000
2023	$7,355.00 (-1.54%)
2022	$7,470.00	$14,254 Land $3,705 Building $10,549	$142,540 Land $37,050 Building $105,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 23rd Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 23rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLWOOD serves 19,156 people · EPA ID IL0310150
Water Source	Purchased surface water from MELROSE PARK
Last State Inspection	Aug 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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