321 1st St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 321 1st St, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1962
Lot Size	0.147 acres (6,382 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jun 2021)
Tax Bill	$11,288 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-00109-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`57-00109-0000-00007`
Alternative APNs	`5700001000000039` `570010900007`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	6,382 sqft (0.147 acres)
Lot Dimensions	116 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number	5700001000000039
Street Address	321 1ST ST
City	SADDLE BROOK
State	NJ
Zip	07663-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	, 55X116
Legal Subdivision	ROSEVILLE
Legal Block	109
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	4
Census Block	4006
Census Tract	52200

Owner

321 1st St is owned and occupied by an individual who bought it in June 2021.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	321 1ST ST, SADDLE BROOK, NJ 07663-6347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Mar 17, 2011 · Amount on File
Deed Document Number	202198264
Deed Book / Page	4221 / 1973
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0042211973
Record Updated	Sep 20, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 21, 2021
Property Address	321 1ST ST, SADDLE BROOK, NJ 07663-6347
Document Number	0042211973
Book / Page	4221 / 1973
Instrument Date	May 12, 2021
Instrument	2021098264
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6513 BERGENWOOD AVE, 6513, NORTH BERGEN, NJ 07047-3799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 1ST ST, SADDLE BROOK, NJ 07663-6347

Mortgage

Document Number	2021098265
Date	Jun 21, 2021
Instrument	2021098265

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 321 1st St was $11,288, up 5.7% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,300 (+2.65%) Land $245,000 Building $243,300	$488,300 (+2.65%) Land $245,000 Building $243,300
2025	$11,288.00 (+5.65%)	$475,700 Land $238,500 Building $237,200	$475,700 Land $238,500 Building $237,200
2024	$10,684.00
2023		$432,600 Land $214,000 Building $218,600	$432,600 Land $214,000 Building $218,600
2022	$9,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 1st St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1983–2022)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20