321 1st St, Monteagle, TN 37356 Property Records

Grundy County property record for 321 1st St, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1961
Lot Size	0.477 acres (20,800 sqft)
Owner	Owner Name on Record
Last Sale	$500,000 (Oct 2007)
Tax Bill	$323 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031107F A 00800`

Property Details

APN / Parcel Number

Primary APN	`031107F A 00800`
Alternative APN	`107F A 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,800 sqft (0.477 acres)
Lot Dimensions	130 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Patio Area	192 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 1ST ST
City	MONTEAGLE
State	TN
Zip	37356-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M01
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2078
Census Tract	955100

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 578, MONTEAGLE, TN 37356-0578

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Oct 26, 2007 · Amount on Record
Deed Sale	Oct 26, 2007 · Amount on Record
Deed Document Number	0001001545
Deed Book / Page	1001 / 545
Last Transfer Date	Oct 30, 2007
Transfer Doc	0000065760
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	321 1ST ST, MONTEAGLE, TN 37356-7403
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001131/66
Date	Apr 23, 2021
Book Page	1131/66
Instrument	99465

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$323.00	$22,650 (-) Land $6,050 Building $16,600
2024	$323.00	$22,650 (-) Land $6,050 Building $16,600
2023	$323.00 (+6.25%)	$22,650 (+65.03%) Land $6,050 Building $16,600
2022	$304.00	$13,725 Land $3,950 Building $9,775	$54,900 (-39.4%) Land $15,800 Building $39,100
2020			$90,600 Land $24,200 Building $66,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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