321 1st Ave E, Columbia Falls, MT 59912 Property Records

Flathead County property record for 321 1st Ave E, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 930 sqft · built 1949
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Tax Bill	$1,944 (2026)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0783919`

Property Details

APN / Parcel Number

Primary APN	`R0783919`
Alternative APNs	`07-4186-08-4-33-24-0000` `0000840151`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	108 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000840151
Street Address	321 1ST AVE E
City	COLUMBIA FALLS
State	MT
Zip	59912-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	COLUMBIA FALLS, S08, T30 N, R20 W, BLOCK 19, LOT 3, ASSR# 0000840151
Legal Range	20W
Legal Township	30N
Legal Section	08
Legal Subdivision	COLUMBIA FALLS
Legal Block	19
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	1
Census Block	1036
Census Tract	203

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 QUEENS WAY, COLUMBIA FALLS, MT 59912-9250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024
Deed Sale	Oct 29, 2024
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	202422069
Prior Transfer Date	Sep 19, 2024
Prior Transfer Doc	0000022069
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 11, 2022
Property Address	321 1ST AVE E, COLUMBIA FALLS, MT 59912-3600
Document Number	202200012160
Instrument Date	May 11, 2022
Instrument	202200012160
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 QUEENS WAY, COLUMBIA FALLS, MT 59912-9250

Mortgage

Document Number	202200012161
Date	May 11, 2022
Instrument	202200012161

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.9%
Index	1-Year CMT
Margin	3
Max Rate	8.9%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	321 1ST AVE E, COLUMBIA FALLS, MT 59912-3600
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100036509
Date	Oct 15, 2021
Instrument	202100036509

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00 (+4.01%)	$420,800 (-)
2025	$1,869.00 (-37.87%)	$420,800 (+36.27%)	$420,800 (+36.27%) Land $141,375 Building $279,425
2023	$3,008.00	$308,800	$308,800 Land $81,563 Building $227,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1997–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MontanaSky Networks Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications, CenturyLink, Vero Fiber.

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