321 18th St, Cloquet, MN 55720 Property Records

Carlton County property record for 321 18th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,167 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2022)
Tax Bill	$1,598 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-160-0260`

Property Details

APN / Parcel Number

Primary APN	`06-160-0260`
Alternative APN	`2417`

Exterior

Lot Area	9,167 sqft (0.21 acres)

Location & Zoning

Account Number	2417
Street Address	321 18TH ST
City	CLOQUET
State	MN
Zip	55720-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 60 FT OF S 155 FT CITY OF CLOQUET HUSEBYS ADDITION
Legal Subdivision	HUSEBYS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2020
Census Tract	70100

Owner

321 18th St is owned and occupied by an individual who bought it in April 2022.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	321 18TH ST, CLOQUET, MN 55720-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE FEDERAL CREDIT UNION
Jan 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Document Number	20221403572
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 27, 2022
Property Address	321 18TH ST, CLOQUET, MN 55720-2112
Document Number	A000505849
Instrument Date	Apr 26, 2022
Instrument	A000505849
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 18TH ST, CLOQUET, MN 55720-2112

Mortgage

Document Number	A000505850
Date	Apr 27, 2022
Instrument	A000505850

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 26, 2025
Max Rate At Change	1%
Index	Other
Margin	1

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 2, 2020
Property Address	321 18TH ST, CLOQUET, MN 55720-2112
Document Number	A000490008
Instrument Date	Dec 30, 2019
Instrument	A000490008
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 18TH ST, CLOQUET, MN 55720-2112

Mortgage

Document Number	A000490009
Date	Jan 2, 2020
Instrument	A000490009

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 321 18th St was $1,598 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,598.00 Homeowner's exemption
2025		$124,100 (+4.02%) Land $22,100 Building $102,000	$124,100 (+4.02%) Land $22,100 Building $102,000
2024	$1,550.00 Homeowner's exemption	$119,300 (+4.1%) Land $22,100 Building $97,200	$119,300 (+4.1%) Land $22,100 Building $97,200
2023	$1,550.00 Homeowner's exemption	$114,600 (-) Land $22,100 Building $92,500	$114,600 (-) Land $22,100 Building $92,500
2022		$114,600 Land $22,100 Building $92,500	$114,600 Land $22,100 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber.

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