321 16th St, Kerman, CA 93630 Property Records

Fresno County property record for 321 16th St, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,033 sqft · built 2018
Lot Size	0.152 acres (6,615 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2020)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-741-04S`

Property Details

APN / Parcel Number

Primary APN	`023-741-04S`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	321 16TH ST
City	KERMAN
State	CA
Zip	93630-1997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	SUR RT LOT 45 OF TRACT NO 5832 BK 87 PGS 58-63
Legal Subdivision	FINAL MAP OF TRACT NO 5832
Legal Tract	5832
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1033
Census Tract	4006

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 16TH ST, KERMAN, CA 93630-1997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Grant Deed, Transfer · VA Mortgage INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202075788
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	321 16TH ST, KERMAN, CA 93630-1997
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 16TH ST, KERMAN, CA 93630-1997

Mortgage

Document Number	0000046201
Date	Mar 19, 2021
Instrument	2021-0046201

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 19, 2020
Property Address	321 16TH ST, KERMAN, CA 93630-1997
Document Number	0000075788
Instrument Date	May 5, 2020
Instrument	75788
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 16TH ST KERMAN CA 936301997, KERMAN, CA 93630-1997

Mortgage

Document Number	75789
Date	Jun 19, 2020
Instrument	75789

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$401,470 (+2%) Land $78,084 Building $323,386
2025	$4,706.00 (+4.6%)	$393,599 (+4.04%) Land $76,553 Building $317,046
2023	$4,499.00 (+0.99%)	$378,317 Land $73,581 Building $304,736
2022	$4,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sebastian Enterprises Fiber · DSL, Fixed Wireless in parts of the area	1,000 / 1,000
UnWired Broadband Holding Fixed Wireless	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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