Oneida County and Vienna Town property record for 321 15th Ave, Sylvan Beach, NY 13157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,175 sqft · built 1930 |
| Lot Size | 0.099 acres (4,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,000 (Oct 2000) |
| Tax Bill | $4,641 (2026) |
| Deeds & Mortgages | May 2022 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 306401 236.019-5-65 |
| Primary APN | 306401 236.019-5-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 4,331 sqft (0.099 acres) |
| Lot Dimensions | 71 ft deep x 61 ft wide |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026200 |
|---|---|
| Street Address | 321 15TH AVE |
| City | SYLVAN BEACH |
| State | NY |
| Zip | 13157-7720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V |
| Legal Block | 5 |
| Legal Lot Number | 65.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VIENNA |
| Census Block Group | 4 |
| Census Block | 4066 |
| Census Tract | 26700 |
321 15th Ave is owned and occupied by an individual who acquired it in February 2005.
Source: Oneida County and Vienna Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 15TH AVE, SYLVAN BEACH, NY 13157-7720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional with PMI AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2000 · Amount on File |
| Deed Sale | Oct 27, 2000 · Amount on File |
| Prior Sale | Nov 24, 1999 · Amount on File |
| Deed Book / Page | 2941 / 450 |
| Last Transfer Date | Feb 25, 2005 |
| Transfer Doc | 2005004195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 321 15TH AVE, SYLVAN BEACH, NY 13157-7720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008105 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-008105 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 321 15TH AVE, SYLVAN BEACH, NY 13157-7720 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013397 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-013397 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 321 15TH AVE, SYLVAN BEACH, NY 13157-7720 |
| Document Number | 0000004751 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 321 15TH AVE SYLVAN BEACH NY 131577720, SYLVAN BEACH, NY 13157-7720 |
| Document Number | 0000004751 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 4751 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 2, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 321 15TH AVE, SYLVAN BEACH, NY 13157-7720 |
| Document Number | 0000004752 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 321 15TH AVE SYLVAN BEACH NY 131577720, SYLVAN BEACH, NY 13157-7720 |
| Document Number | 0000004752 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 4752 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 2, 2032 |
The 2026 property tax bill for 321 15th Ave was $4,641 with a homeowner's exemption, up 37.1% from the year before.
Source: Oneida County and Vienna Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vienna Town |
| Municipality | Sylvan Beach Village |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,641.00 (+37.1%) Homeowner's exemption | ||
| 2025 | $3,385.00 | $49,405 Land $5,400 Building $44,005 | $145,309 Land $15,882 Building $129,427 |
| 2023 | $49,405 (-) Land $5,400 Building $44,005 | $123,513 (+17.5%) Land $13,500 Building $110,013 | |
| 2022 | $673.00 Homeowner's exemption Additional exemption filed | $49,405 Land $5,400 Building $44,005 | $105,117 Land $11,489 Building $93,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 15th Ave in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 52 (1979–2026) |
| Claims Outside the SFHA | 5 of 52 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 15th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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