Collier County property record for 321 13th St SW, Naples, FL 34117
| Property Type | Single Family Home |
|---|---|
| Details | 2,426 sqft · built 1990 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2021) |
| Tax Bill | $6,562 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 328000 45 04C08 |
| Primary APN | 328000 45 04C08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,426 sqft Living Area |
| 1st Floor Area | 2,426 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 118,919 sqft |
| Pool Area | 672 sqft |
| Deck Area | 1,051 sqft |
| Street Address | 321 13TH ST SW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34117-2191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 9 N 180FT OF TR 45 |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 8 |
| Legal Subdivision | GOLDEN GATE EST UNIT 9 |
| Legal Tract | 45 |
| Legal Block | 2 |
| Legal Unit | 9 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10426 |
321 13th St SW is owned and occupied by two individuals who bought it in May 2021.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 13TH ST SW, NAPLES, FL 34117-2191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 25, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on File |
| Deed Sale | May 25, 2021 · Amount on File |
| Deed Document Number | 20216065291 |
| Deed Book / Page | 5952 / 3878 |
| Prior Transfer Date | Mar 31, 1997 |
| Prior Transfer Doc | 2303001581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 321 13TH ST SW, NAPLES, FL 34117-2191 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 321 13TH ST SW, NAPLES, FL 34117-2191 |
| Document Number | 0065152747 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 6515/2747 |
| Instrument | 6739778 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 25, 2021 |
| Property Address | 321 13TH ST SW, NAPLES, FL 34117-2191 |
| Document Number | 0059523878 |
| Book / Page | 5952 / 3878 |
| Map Reference | MB 4 PG 99 |
| Instrument Date | May 7, 2021 |
| Instrument | 6065291 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 N MONROE ST # ST11-261, 1700, TALLAHASSEE, FL 32303-5535 |
| Name | Verified Name |
|---|---|
| Address | 321 13TH ST SW, NAPLES, FL 34117-2191 |
| Document Number | 59523881 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 5952/3881 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 321 13th St SW was $6,562 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657,339 (+2.7%) | $694,655 (+8.53%) Land $223,931 Building $470,724 | |
| 2025 | $6,562.00 Homeowner's exemption | $640,057 Land $200,655 Building $439,402 | $640,057 Land $200,655 Building $439,402 |
| 2023 | $5,783.00 (+3.36%) Homeowner's exemption | $576,275 (+17.76%) Land $248,430 Building $327,845 | $576,275 (+17.76%) Land $248,430 Building $327,845 |
| 2022 | $5,595.00 | $489,351 Land $180,590 Building $308,761 | $489,351 Land $180,590 Building $308,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 13th St SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 13th St SW is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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