Ramsey County property record for 321 12th St NW, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,000 (Jul 2016) |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | Feb 2015 Mortgage Jul 2012 Mortgage + 3 more |
| APN | 39000000724000 |
| Primary APN | 39000000724000 |
|---|
| Lot Area | 6,999 sqft (0.16 acres) |
|---|
| Street Address | 321 12TH ST NW |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 14 BLK 117 |
| Legal Subdivision | ORIGINAL TOWNSITE |
| Legal Block | 117 |
| Legal Lot Number | 13-14 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2015 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jul 13, 2012 | Deed of Trust, Mortgage GATE CITY BANK |
| Aug 14, 2013 | Deed of Trust, Mortgage GATE CITY BANK |
| Jul 12, 2016 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK CENTER |
| Apr 13, 2006 | Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on Record |
| Deed Sale | Jul 12, 2016 · Amount on Record |
| Prior Sale | Apr 13, 2006 · Amount on Record |
| Deed Document Number | 2016265590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000261847 |
|---|---|
| Date | Feb 20, 2015 |
| Instrument | 261847 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000254491 |
|---|---|
| Date | Jul 13, 2012 |
| Instrument | 254491 |
| Name | GATE CITY BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 115 Months |
| Due | Feb 20, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000257642 |
|---|---|
| Date | Aug 14, 2013 |
| Instrument | 257642 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 117 Months |
| Due | May 20, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 12, 2016 |
| Property Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Document Number | 0000265590 |
| Instrument Date | Jul 12, 2016 |
| Instrument | 265590 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Document Number | 0000265591 |
|---|---|
| Date | Jul 12, 2016 |
| Instrument | 265591 |
| Name | AMERICAN BANK CENTER |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Apr 13, 2006 |
| Property Address | 321 12TH ST NW, DEVILS LAKE, ND 58301-1722 |
| Document Number | 0000237736 |
| Instrument Date | Apr 13, 2006 |
| Instrument | 237736 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 312 12TH ST NW, DEVILS LAKE, ND 58301-1723 |
| Document Number | 0000237737 |
|---|---|
| Date | Apr 13, 2006 |
| Instrument | 237737 |
| Name | GATE CITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2036 |
| Rate | 5.87% |
|---|
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 (-50.73%) | $61,500 (+13.89%) Land $5,350 Building $56,150 | $123,000 (+13.89%) Land $10,700 Building $112,300 |
| 2024 | $1,928.00 (+18.21%) | ||
| 2023 | $1,631.00 | $54,000 Land $4,800 Building $49,200 | $108,000 Land $9,600 Building $98,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 129 (1979–2011) |
| Claims Outside the SFHA | 31 of 129 |
| Most Recent Claim | May 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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