Fountain County property record for 321 12th St, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,503 sqft · built 1950 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Jul 2022) |
| Tax Bill | $1,650 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B083621004500 |
| Primary APN | 018B083621004500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000995363 |
|---|---|
| Street Address | 321 12TH ST |
| City | COVINGTON |
| State | IN |
| Zip | 47932-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-00653-00 MCCABES 42 & 41 MP 018-B08-36-210-04500 |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 957800 |
Source: Fountain County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 12TH ST, COVINGTON, IN 47932-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Deed Document Number | 20223052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Jul 29, 2022 |
| Property Address | 321 12TH ST, COVINGTON, IN 47932-1510 |
| Document Number | 0202201875 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 202201875 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 12TH ST, COVINGTON, IN 47932-1510 |
| Document Number | 0202201876 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 202201876 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (-2.6%) Homeowner's exemption | $187,800 (+15.07%) Land $26,000 Building $161,800 | $187,800 (+15.07%) Land $26,000 Building $161,800 |
| 2024 | $1,694.00 (+14.23%) | ||
| 2023 | $1,483.00 (+6.84%) | $163,200 (+43.41%) Land $21,200 Building $142,000 | $163,200 (+43.41%) Land $21,200 Building $142,000 |
| 2022 | $1,388.00 | $113,800 Land $21,200 Building $92,600 | $113,800 Land $21,200 Building $92,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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