321 11th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 321 11th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jan 2022)
Tax Bill$4,043 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018-000769-000

Property Details

APN / Parcel Number

Primary APN018-000769-000
Alternative APN
  • 40882

Exterior

Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Account Number40882
Street Address321 11TH AVE N
CityONALASKA
StateWI
Zip54650-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSESSORS PLAT OF ONALASKA PRT OUTLOT 11 COM SE COR N ALG C/L RD 901.3FT N88D36MW 670.7FT TO POB N88D36MW 145FT N 92FT S88D36
Legal Range07
Legal Township16
Legal Section04
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionASSESSORS PLAT OF ONALASKA PRT
Legal Lot Number11
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4024
Census Tract10403

Owner

321 11th Ave N is owned by an individual who bought it in January 2022.

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address316 E GAARDER RD, HOLMEN, WI 54636-9168
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN MTG & EQUITY CONSULT
Jan 5, 2022Warranty Deed, Transfer · Conventional Mortgage
WNB FINANCIAL NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2022 · Amount on File
Deed SaleJan 5, 2022 · Amount on File
Prior SaleJun 2, 2014 · Amount on File
Deed Document Number1787497
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address321 11TH AVE N, ONALASKA, WI 54650-2734
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001740325
DateJan 31, 2020
Instrument1740325
Lender
NameAMERICAN MTG & EQUITY CONSULT
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJan 5, 2022
Property Address321 11TH AVE N, ONALASKA, WI 54650-2734
Document Number0001787497
Instrument DateJan 4, 2022
Instrument1787497
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001787498
DateJan 5, 2022
Instrument1787498
Lender
NameWNB FINANCIAL NA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 11th Ave N was $4,043.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,043.00$296,800 Land $74,300 Building $222,500$300,300
2023$4,221.00$250,000 Land $53,100 Building $196,900$250,000 Land $53,100 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 11th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 11th Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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