Riverside County property record for 32097 Cala Gerona, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,918 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $855,000 (Jun 2026) |
| Tax Bill | $6,384 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 955-122-051 |
| Primary APN | 955-122-051 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| Gross Area | 3,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 32097 CALA GERONA |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 91 MB 227/086 TR 24132-1 |
| Legal Subdivision | TRACT NO. 241321 |
| Legal Tract | 24132-1 |
| Legal Lot Number | 91 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 43264 |
Source: Riverside County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32097 CALA GERONA, TEMECULA, CA 92592-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK |
| Jun 1, 2026 | Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Prior Sale | Jan 17, 2017 · Amount on Record |
| Deed Document Number | 2026166211 |
| Prior Transfer Date | Aug 30, 2014 |
| Prior Transfer Doc | 0000347091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 32097 CALA GERONA, TEMECULA, CA 92592-3657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32097 CALA GERONA, TEMECULA, CA 92592-3657 |
| Document Number | 0000064831 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-0064831 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 32097 CALA GERONA, TEMECULA, CA 92592-3657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000121490 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-0121490 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 1, 2026 |
| Property Address | 32097 CALA GERONA, TEMECULA, CA 92592-3657 |
| Document Number | 0000166211 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026166211 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,990.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 32097 CALA GERONA, TEMECULA, CA 92592-3657 |
| Document Number | 0000166212, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026166212 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Riverside County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,384.00 (+1.53%) | $551,272 (+4.04%) Land $81,238 Building $470,034 | |
| 2024 | $6,288.00 (+0.87%) | ||
| 2023 | $6,234.00 (+2.26%) | $529,868 Land $78,085 Building $451,783 | |
| 2022 | $6,096.00 | ||
| 2021 | $712,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Accel Wireless Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
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