32095 Hemlock Ln, Arch Cape, OR 97102 Property Records

Clatsop County property record for 32095 Hemlock Ln, Arch Cape, OR 97102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,935 sqft · built 1983
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Sep 2015)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41019CA04002`

Property Details

APN / Parcel Number

Primary APN	`41019CA04002`
Alternative APN	`2659`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	1,343 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	42 sqft
Patio Area	588 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2659
Street Address	32095 HEMLOCK LN
City	ARCH CAPE
State	OR
Zip	97102-0130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ARCH CAPE PARK LTS 3 & 4 BLK 8
Legal Range	10
Legal Township	04
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	ARCH CAPE PARK
Legal Block	8
Legal Lot Number	3-4 4
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	2
Census Block	2116
Census Tract	951100

Owner

32095 Hemlock Ln is owned by two individuals who bought it in September 2015.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	504 30TH ST, NEWPORT BEACH, CA 92663-3714
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage NP INC
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Prior Sale	Mar 16, 2015
Deed Document Number	201507702
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	32095 HEMLOCK LN, ARCH CAPE, OR 97102-0130
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000898
Date	Feb 4, 2022
Instrument	202200898

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	32095 HEMLOCK LN, ARCH CAPE, OR 97102-0130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009082
Date	Oct 19, 2020
Instrument	202009082

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	32095 HEMLOCK LN, ARCH CAPE, OR 97102-0130
Document Number	0000008682
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 30TH ST NEWPORT BEACH CA 926633714, NEWPORT BEACH, CA 92663-3714

Mortgage

Document Number	0000008682
Date	Nov 8, 2018
Instrument	8682

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32095 Hemlock Ln was $3,211.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00	$663,480 Building $663,480	$836,798 Land $173,318 Building $663,480
2023	$2,720.00 (+5.92%)	$205,996 (+6.7%)	$795,197 (-2.49%) Land $166,652 Building $628,545
2022	$2,568.00	$193,067	$815,469 Land $144,914 Building $670,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32095 Hemlock Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2006)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32095 Hemlock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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