3209 Skinner Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3209 Skinner Dr, Lorena, TX 76655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,899 sqft · built 2018
Lot Size0.151 acres (6,621 sqft)
OwnerIndividual Name on File
Tax Bill$4,492 (2024)
Deeds & MortgagesMay 2023 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN362522020015110

Property Details

APN / Parcel Number

Primary APN362522020015110
Alternative APN
  • 381512

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,899 sqft Living Area
Gross Area2,279 sqft
1st Floor Area1,899 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,621 sqft (0.151 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage TypeAttached
Garage Area380 sqft
DrivewayDriveway
Driveway Area600 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area105 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number381512
Street Address3209 SKINNER DR
CityLORENA
StateTX
Zip76655-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK MEADOWS ADDN PH 1-C LOT 11 BLOCK 15 ACRES .152
Legal SubdivisionPARK MEADOWS ADDN PH 1-C
Legal Block15
Legal Lot Number11
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2035
Census Tract3708

Owner

Source: McLennan County records · APN 362522020015110

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3209 SKINNER DR, LORENA, TX 76655-3306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2020Deed of Trust, Mortgage · FHA Mortgage
RUTH RUHL
Feb 18, 2019Vendor's Lien, Subdivision Related Transfer
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2019
Deed SaleFeb 18, 2019
Deed Document Number2019005166
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3209 SKINNER DR, LORENA, TX 76655-3306
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 SKINNER DR, LORENA, TX 76655-3306

Mortgage

Document Number0000015198
DateMay 24, 2023
Instrument2023015198
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueJun 01, 2063

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3209 SKINNER DR, LORENA, TX 76655-3306
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038809
DateOct 30, 2020
Instrument2020038809
Lender
NameRUTH RUHL
TypePrivate Party
AddressDALLAS, TX 75251
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueMar 01, 2049

February 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateFeb 18, 2019
Property Address3209 SKINNER DR, LORENA, TX 76655-3306
Document Number0000005166
Map ReferenceFILE 2017037539
Instrument DateFeb 15, 2019
Instrument2019005166
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 SKINNER DR, LORENA, TX 76655-3306

Mortgage

Document Number0000005167
DateFeb 18, 2019
Instrument2019005167
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$307,130 (-2.54%) Land $39,070 Building $268,060$307,130 (-2.54%) Land $39,070 Building $268,060
2024$4,492.00 (+13.03%)
2023$315,140 Land $39,070 Building $276,070$315,140 Land $39,070 Building $276,070
2022$3,974.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090037082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
14 of 18 on primary residences
Nearby Flood Claims4 (1997–2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2012, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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