3209 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 3209 S 4th St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,632 sqft · built 1890
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$512,050 (Apr 2024)
Tax Bill$13,059 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN48-025354-000201-0

Property Details

APN / Parcel Number

Primary APN48-025354-000201-0
Alternative APN
  • 370561

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,632 sqft Living Area
Gross Area2,800 sqft
1st Floor Area2,252 sqft
2nd Floor Area380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area52,272 sqft
Lot Dimensions364 ft deep x 144 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area616 sqft
Storage Building150 sqft
Utility Building468 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3209 S 4TH ST
CityWACO
StateTX
Zip76706-4138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKERSEY JAMIE RAE ADDITION LOT 1 BLOCK 2 ACRES 1.2
Legal SubdivisionKERSEY JAMIE RAE ADDITION
Legal Block2
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1013
Census Tract1900

Owner

3209 S 4th St is owned and occupied by an individual who bought it in April 2024.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address203 STANLEY CT, FRIENDSWOOD, TX 77546-4544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2024 · Amount on File
Deed SaleApr 12, 2024 · Amount on File
Deed Document Number202410929
Record UpdatedOct 29, 2026

April 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 12, 2024
Property Address3209 S 4TH ST, WACO, TX 76706-4138
Document Number0000010929
Map ReferenceDOC 2014018629
Instrument DateApr 10, 2024
Instrument2024010929
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 STANLEY CT, FRIENDSWOOD, TX 77546-4544

Mortgage

Document Number0000010930
DateApr 12, 2024
Instrument2024010930
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3209 S 4th St was $13,059 with a homeowner's exemption, up 72% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,000 (-48.18%) Land $137,057 Building $163,943$301,000 (-48.18%) Land $137,057 Building $163,943
2025$13,059.00 (+72.03%)$580,849 Land $124,410 Building $456,439$580,849 Land $124,410 Building $456,439
2024$7,591.00
2023$347,320 Land $124,410 Building $222,910$347,320 Land $124,410 Building $222,910
2022$3,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3209 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies41 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3209 S 4th St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

Nearby Properties on S 4th St

Nearby Streets

Search Property Records by Address or Parcel Number