3209 Ripple Rd, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 3209 Ripple Rd, Baltimore, MD 21244

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,200 sqft · built 1966
Lot Size	0.158 acres (6,912 sqft)
Owner	Company Name on Record
Tax Bill	$3,907 (2023)
Deeds & Mortgages	Feb 2022 Construction Loan Mar 2023 Sale + 1 more
APN	`02-0203770430`

Property Details

APN / Parcel Number

Primary APN	`02-0203770430`
Alternative APNs	`20203770430` `0203770430`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,200 sqft Total Area
1st Floor Area	1,200 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,912 sqft (0.158 acres)
Lot Width	74 ft Width
Porch	Porch
Porch Area	117 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0203770430
Old Parcel Number	20203770430
Street Address	3209 RIPPLE RD
City	BALTIMORE
State	MD
Zip	21244-2873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3209 RIPPLE RD RIPPLEWOOD
Legal Subdivision	RIPPLEWOOD
Legal Block	B
Legal Lot Number	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5010
Census Tract	402303

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Construction Mortgage GERMAN AMERICAN CAPITAL CORPORATION
Mar 2, 2023	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Feb 12, 2020	Grant Deed, Transfer MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023
Deed Sale	Mar 2, 2023
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	0004782479
Deed Book / Page	47824 / 79
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3209 RIPPLE RD, BALTIMORE, MD 21244-2873
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0464210209
Date	Feb 16, 2022
Book Page	46421/209

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution
Address	NEW YORK, NY 10005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 2, 2023
Property Address	3209 RIPPLE RD, BALTIMORE, MD 21244-2873
Document Number	0478240079
Book / Page	47824 / 79
Map Reference	MB 30 PL 59
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 12, 2020
Property Address	3209 RIPPLE RD, BALTIMORE, MD 21244-2873
Document Number	0424610062
Book / Page	042461 / 000062
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,907.00	$241,400	$257,600 Land $57,100 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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