Kenton County property record for 3209 Riggs Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,570 sqft · built 1946 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $62,500 (Sep 1999) |
| Tax Bill | $1,602 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-14-026.00 |
| Primary APN | 003-30-14-026.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,570 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 150 ft deep x 130 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3209 RIGGS AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 130X150FT SE RIGGS AVE 185' W DIVISION IF EXTENDED |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64400 |
3209 Riggs Ave is owner-occupied and held in a trust since May 2013.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3209 RIGGS AVE, ERLANGER, KY 41018-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 13, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 12, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 1999 · Amount on File |
| Deed Sale | Sep 22, 1999 · Amount on File |
| Last Transfer Date | May 10, 2013 |
| Transfer Doc | 0005900203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3209 RIGGS RD, ERLANGER, KY 41018-1465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900217 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 229/600 |
| Instrument | 21061005900217 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 13, 2022 |
| Property Address | 3209 RIGGS RD, ERLANGER, KY 41018-1465 |
| Document Number | 0005900224 |
| Book / Page | 176 / 790 |
| Instrument Date | May 31, 2022 |
| Instrument | 22071305900224 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $66.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 PRICE AVE, ERLANGER, KY 41018-1660 |
| Name | Verified Name |
|---|---|
| Address | 3319 ALICE ST, ERLANGER, KY 41018-2257 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3209 RIGGS RD, ERLANGER, KY 41018-1465 |
| Document Number | 0000000084 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3209 RIGGS RD ERLANGER KY 410181465, ERLANGER, KY 41018-1465 |
| Document Number | 0000000084 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 0C6725/000211 |
| Instrument | 84 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3209 Riggs Ave was $1,602 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,600 (-) Land $25,000 Building $145,600 | $170,600 (-) Land $25,000 Building $145,600 | |
| 2025 | $1,602.00 Homeowner's exemption | $170,600 Land $25,000 Building $145,600 | $170,600 Land $25,000 Building $145,600 |
| 2023 | $1,613.00 Homeowner's exemption | $170,600 Land $25,000 Building $145,600 | $170,600 Land $25,000 Building $145,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3209 Riggs Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3209 Riggs Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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