Orange County property record for 3209 Oregon Ave, Costa Mesa, CA 92626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,457 sqft · built 1961 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,898 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-095-03 |
| Primary APN | 139-095-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 3209 OREGON AVE |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92626-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 3875 BLK LOT 52 |
| Legal Subdivision | TRACT 3875 AS SHOWN ON A MAP |
| Legal Tract | 3875 |
| Legal Lot Number | 52 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 63805 |
3209 Oregon Ave is owned and occupied by two individuals who acquired it in August 2025.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Sep 16, 2025 | Intrafamily Transfer, Transfer |
| Sep 16, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0000254304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | PRIOR TITLE, PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
| Document Number | 0000016699 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026000016699 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 16, 2025 |
| Property Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
| Document Number | 0000254303 |
| Map Reference | MB 134 PG 12-14 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 2025000254303 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 16, 2025 |
| Property Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
| Document Number | 0000254304 |
| Map Reference | MB 134 PG 12-14 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 2025000254304 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3209 OREGON AVE, COSTA MESA, CA 92626-2222 |
The 2025 property tax bill for 3209 Oregon Ave was $1,898, up 5% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $86,084 (+2%) Land $27,340 Building $58,744 | |
| 2025 | $1,898.00 (+5.04%) Homeowner's exemption | $84,397 Land $26,804 Building $57,593 |
| 2024 | $1,807.00 (+6.67%) | |
| 2023 | $1,694.00 (+9.01%) Homeowner's exemption | $81,121 Land $25,764 Building $55,357 |
| 2022 | $1,554.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3209 Oregon Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 10 (1983–1998) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3209 Oregon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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