3209 Oak Crest Dr, Flower Mound, TX 75022 Property Records

Denton County property record for 3209 Oak Crest Dr, Flower Mound, TX 75022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,947 sqft · built 2004
Lot Size	1 acres (43,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Sep 2019)
Tax Bill	$19,645 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R187901 109515`

Property Details

APN / Parcel Number

Primary APN	`R187901 109515`
Alternative APNs	`SL1152A-00000A-0000-0003-0000` `R187901` `1036904`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	4,947 sqft Living Area
Gross Area	5,821 sqft
1st Floor Area	3,366 sqft
2nd Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,833 sqft
Lot Dimensions	1 ft deep x 43,833 ft wide
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	796 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3209 OAK CREST DR
City	FLOWER MOUND
State	TX
Zip	75022-5269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS ESTATES BLK A LOT 3
Legal Subdivision	RIVER OAKS ESTATES
Legal Block	A
Legal Lot Number	3
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	2
Census Block	2014
Census Tract	21750

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3209 OAK CREST DR, FLOWER MOUND, TX 75022-5269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Sep 5, 2019	Vendor's Lien, Transfer · ARM AFFILIATED BANK
Dec 12, 2017	Vendor's Lien, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2019110868
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000110868
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3209 OAK CREST DR, FLOWER MOUND, TX 75022-5269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193636
Date	Nov 25, 2020
Instrument	2020-193636

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 5, 2019
Property Address	3209 OAK CREST DR, FLOWER MOUND, TX 75022-5269
Document Number	0000110868
Map Reference	CAB M PG 185
Instrument Date	Sep 4, 2019
Instrument	2019-110868
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 OAK CREST DR, FLOWER MOUND, TX 75022-5269

Mortgage

Document Number	0000110869
Date	Sep 5, 2019
Instrument	2019-110869

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 12, 2017
Property Address	3209 OAK CREST DR, FLOWER MOUND, TX 75022-5269
Document Number	0000151940
Map Reference	VOL 4624 PG 13
Instrument Date	Dec 11, 2017
Instrument	2017-151940
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 OAK CREST DR, FLOWER MOUND, TX 75022-5269

Mortgage

Document Number	0000151941
Date	Dec 12, 2017
Instrument	2017-151941

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Flower Mound Town
Unified School District	Lewisville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,000 (-11.02%) Land $306,831 Building $993,169	$1,300,000 (-11.02%) Land $306,831 Building $993,169
2025	$19,645.00 (-3.19%)
2023	$20,293.00 (-2.72%) Homeowner's exemption	$1,461,000 Land $306,831 Building $1,154,169	$1,461,000 Land $306,831 Building $1,154,169
2022	$20,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLOWER MOUND serves 80,000 people · EPA ID TX0610023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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