3209 Niagara Way, Fairfield, CA 94534 Property Records

Solano County property record for 3209 Niagara Way, Fairfield, CA 94534

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,192 sqft · built 1977
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Mar 2016)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0150-072-140`

Property Details

APN / Parcel Number

Primary APN	`0150-072-140`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,023 sqft
2nd Floor Area	903 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,147 sqft (0.21 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3209 NIAGARA WAY
City	FAIRFIELD
State	CA
Zip	94534-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD CREEK ESTATES SUB BK-BG 30-82 LOT 24
Legal Subdivision	WOOD CREEK ESTATES
Legal Lot Number	24
Legal Unit	1
Jurisdiction	SOLANO CA
Township / Civil Division	FAIRFIELD-SUISUN CITY
Census Block Group	3
Census Block	3013
Census Tract	252305

Owner

3209 Niagara Way is owned and occupied by an individual who bought it in March 2016.

Source: Solano County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3209 NIAGARA WAY, FAIRFIELD, CA 94534-3328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Jan 18, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Nov 21, 2017	Deed of Trust, Mortgage ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2016 · Amount on File
Deed Sale	Mar 30, 2016 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	201624820
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	3209 NIAGARA WAY, FAIRFIELD, CA 94534-3328
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 NIAGARA WAY, FAIRFIELD, CA 94534-3328

Mortgage

Document Number	0000004866
Date	Feb 6, 2023
Instrument	202300004866

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	3209 NIAGARA WAY, FAIRFIELD, CA 94534-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005109
Date	Jan 18, 2017
Instrument	201700005109

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	3209 NIAGARA WAY, FAIRFIELD, CA 94534-3328
Document Number	0000052863
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3209 NIAGARA WAY FAIRFIELD CA 945343328, FAIRFIELD, CA 94534-3328

Mortgage

Document Number	0000052863
Date	Jul 1, 2020
Instrument	52863

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	3209 NIAGARA WAY, FAIRFIELD, CA 94534-3328
Document Number	0000103529
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3209 NIAGARA WAY FAIRFIELD CA 945343328, FAIRFIELD, CA 94534-3328

Mortgage

Document Number	0000103529
Date	Dec 1, 2017
Instrument	103529

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3209 Niagara Way was $8,038.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Fairfield City
Unified School District	Fairfield-Suisun Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,959 (+2%) Land $120,742 Building $391,217
2025	$8,038.00 (-0.02%)	$501,922 Land $118,375 Building $383,547
2024	$8,040.00 (+2.2%)
2023	$7,867.00 (+0.98%)	$482,433 Land $113,779 Building $368,654	$621,810
2022	$7,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3209 Niagara Way in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2005)
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3209 Niagara Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRFIELD serves 120,720 people · EPA ID CA4810003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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