Mobile County property record for 3209 Morgan Rd, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 1986 |
| Lot Size | 0.274 acres (11,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,850 (May 2015) |
| Tax Bill | $605 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R023207400004111 |
| Primary APN | R023207400004111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Upper Floors Area | 618 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,968 sqft (0.274 acres) |
| Lot Dimensions | 180 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 706 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1026197 |
|---|---|
| Street Address | 3209 MORGAN RD |
| City | MOBILE |
| State | AL |
| Zip | 36605-4163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 MBK 3 P 411 RESUB OF LOTS 10 & 11 BLK F OF RIVERSIDE SUB REVISED SURVEY OF SD SUB REC IN MBK 3 P 296 #SEC 40 T5S R1W |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 40 |
| Legal Subdivision | RIVERSIDE |
| Legal Block | F |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1902 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3209 MORGAN RD, MOBILE, AL 36605-4163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Mar 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2015 · Amount on File |
| Deed Sale | May 8, 2015 · Amount on File |
| Prior Sale | Aug 27, 2013 · Amount on File |
| Deed Document Number | 201523235 |
| Deed Book / Page | 7259 / 1442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3209 MORGAN RD, MOBILE, AL 36605-4163 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040688 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021040688 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3209 MORGAN RD, MOBILE, AL 36605-4163 |
| Document Number | 0000037000 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3209 MORGAN RD MOBILE AL 366054163, MOBILE, AL 36605-4163 |
| Document Number | 0000037000 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 37000 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $605.00 (+5.77%) Homeowner's exemption | $10,420 (+5.15%) Land $900 Building $9,520 | $104,200 (+5.15%) Land $9,000 Building $95,200 |
| 2024 | $572.00 (+3.06%) Homeowner's exemption | $9,910 (+3.01%) Land $900 Building $9,010 | $99,100 (+3.01%) Land $9,000 Building $90,100 |
| 2023 | $555.00 Homeowner's exemption | $9,620 Land $900 Building $8,720 | $96,200 Land $9,000 Building $87,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 25 (1979–2017) |
| Claims Outside the SFHA | 8 of 25 |
| Most Recent Claim | Oct 2017 · Hurricane Nate |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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