3209 McCurley Dr, Manchester, MD 21102 Property Records

Carroll County property record for 3209 McCurley Dr, Manchester, MD 21102

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,348 sqft · built 2008
Lot Size0.304 acres (13,256 sqft)
Owner2 Individual Names on Record
Last Sale$375,916 (Jul 2008)
Tax Bill$6,626 (2026)
Deeds & MortgagesJul 2019 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-072909

Property Details

APN / Parcel Number

Primary APN06-072909
Alternative APN
  • 072909

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,348 sqft Total Area
Basement Area597 sqft
Finished Basement597 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,256 sqft (0.304 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number072909
Street Address3209 MCCURLEY DR
CityMANCHESTER
StateMD
Zip21102-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 113 - 13256 SQ FT MCCURLEY DR 50-60/76 HALLIE HILL FARM SC 2
Legal SubdivisionHALLIE HILL FARM SEC 02
Legal Lot Number113
JurisdictionCARROLL MD
Township / Civil Division6, MANCHESTER
Census Block Group1
Census Block1023
Census Tract506200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3209 MCCURLEY DR, MANCHESTER, MD 21102-1450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2019Deed of Trust, Mortgage
UNITED STATES OF AMERICA
Jan 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL FCU OF MARYLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2008 · Amount on Record
Deed SaleJul 25, 2008 · Amount on Record
Prior SaleFeb 5, 2008 · Amount on Record
Deed Document Number200880173
Deed Book / Page5583 / 31
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3209 MCCURLEY DR, MANCHESTER, MD 21102-1450
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093370421
DateJul 3, 2019
Book Page9337/0421
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
AmountAmount Recorded
Term180 Months
DueJun 30, 2034

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3209 MCCURLEY DR, MANCHESTER, MD 21102-1450
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095370214
DateJan 14, 2020
Book Page9537/0214
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3209 MCCURLEY DR, MANCHESTER, MD 21102-1450
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0107700142
DateMay 10, 2022
Book Page10770/142
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityManchester Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,626.00 (+4.74%) Homeowner's exemption$514,400 (+2.14%)$536,000 (+6.43%) Land $152,700 Building $383,300
2025$6,326.00 (+7.08%) Homeowner's exemption$503,600 (+14.72%) Land $132,900 Building $370,700$503,600 (-) Land $132,900 Building $370,700
2023$5,908.00 Homeowner's exemption$439,000$503,600 Land $132,900 Building $370,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Most Recent ClaimSep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MANCHESTER
serves 4,954 people · EPA ID MD0060006
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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