3209 Main Rd, Bedford, PA 15522 Property Records

Bedford County property record for 3209 Main Rd, Bedford, PA 15522 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1890
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Jul 2023)
Tax Bill	$499 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E.12-C.05-056`

Property Details

APN / Parcel Number

Primary APN	`E.12-C.05-056`
Alternative APN	`270-018719`

Interior

Stories	2 Stories
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	7,144 sqft (0.164 acres)

Location & Zoning

Street Address	3209 MAIN RD
City	BEDFORD
State	PA
Zip	15522-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD PA
Township / Civil Division	RAINSBURG
Census Block Group	2
Census Block	2069
Census Tract	961002

Owner

Source: Bedford County records · APN E.12-C.05-056

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3209 MAIN RD, BEDFORD, PA 15522-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Jul 24, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Sep 29, 2017	Intrafamily Transfer, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Sep 29, 2017	Intrafamily Transfer, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Sep 29, 2017
Deed Document Number	20233046
Prior Transfer Date	Sep 24, 2017
Prior Transfer Doc	001607/447
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 24, 2023
Property Address	3209 MAIN RD, BEDFORD, PA 15522-3910
Document Number	02023/3046
Book / Page	2023 / 3046
Instrument Date	Jul 24, 2023
Instrument	2023-003046
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 MAIN RD, BEDFORD, PA 15522-3910

Mortgage

Document Number	2023003047
Date	Jul 24, 2023
Instrument	2023-003047

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 24, 2023
Property Address	3209 MAIN RD, BEDFORD, PA 15522-3910
Document Number	02023/3046
Book / Page	2023 / 3046
Instrument Date	Jul 24, 2023
Instrument	2023-003046
Transaction Type	Transfer
Record Updated	Aug 09, 2023
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 MAIN RD, BEDFORD, PA 15522-3910

Mortgage

Document Number	2023003047
Date	Jul 24, 2023
Instrument	2023-003047

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Sep 29, 2017
Property Address	3209 MAIN RD, BEDFORD, PA 15522-3910
Document Number	1607/447
Book / Page	1607 / 447
Instrument Date	Sep 24, 2017
Instrument	2017-005058
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 MAIN RD, BEDFORD, PA 15522-3910

Mortgage

Document Number	2017005059
Date	Sep 29, 2017
Instrument	2017-005059

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Sep 29, 2017
Property Address	3209 MAIN RD, BEDFORD, PA 15522-3910
Document Number	001607/447
Book / Page	1607 / 447
Instrument Date	Sep 24, 2017
Instrument	2017-005058
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 MAIN RD, BEDFORD, PA 15522-3910

Mortgage

Document Number	2017005059
Date	Sep 29, 2017
Instrument	2017-005059

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Rainsburg Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$499.00 (+20.53%)	$58,400 (-) Land $10,100 Building $48,300	$58,400 (-) Land $10,100 Building $48,300
2025	$414.00 (-55.48%)	$58,400 (-4.58%) Land $10,100 Building $48,300	$58,400 (-4.58%) Land $10,100 Building $48,300
2023	$930.00 Additional exemption filed	$61,200 Land $10,100 Building $51,100
2012			$61,200 Land $10,100 Building $51,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420099610022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Crowsnest Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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