3209 Ludham Dr, #193-A, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3209 Ludham Dr, #193-A, Silver Spring, MD 20906

Property Summary

Property Type	Condominium
Details	1,193 sqft · built 1971
Lot Size	0.203 acres (8,841 sqft)
Owner	Trust Name on File
Last Sale	$315,000 (Aug 2019)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01499531`

Property Details

APN / Parcel Number

Primary APN	`13-01499531`
Alternative APN	`01499531`

Interior

Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Lot Area	8,841 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01499531
Street Address	3209 LUDHAM DR, 193-A
City	SILVER SPRING
State	MD
Zip	20906-1849
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRC
Legal Description	UN 193-A MUT 10 PAR 27 ROSSMOOR
Legal Subdivision	ROSSMOOR MUTUAL
Legal Block	2
Legal Unit	193-A
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2004
Census Tract	703216

Owner

3209 Ludham Dr, #193-A is held in a trust since August 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	3209 LUDHAM DR, 193A, SILVER SPRING, MD 20906-1849
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 15, 2019	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Sep 2, 2004
Deed Book / Page	58021 / 443
Last Transfer Date	Aug 14, 2020
Transfer Doc	0603540024
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 25, 2020
Property Address	3209 LUDHAM DR # 193A, 193A, SILVER SPRING, MD 20906-1849
Document Number	0603540001
Book / Page	60354 / 1
Map Reference	MB 3 PL 257-259
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	COMMONWEALTH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3209 LUDHAM DR # 193-A, 193-A, SILVER SPRING, MD 20906-1849

Mortgage

Document Number	0000603544
Date	Aug 25, 2020
Instrument	60354/4

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 25, 2020
Property Address	3209 LUDHAM DR # 193A, 193A, SILVER SPRING, MD 20906-1849
Document Number	0603540024
Book / Page	060354 / 000024
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3209 LUDHAM DR #193-A SILVER SPRING MD 209061849, 193-A, SILVER SPRING, MD 20906-1849

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 24, 2019
Property Address	3209 LUDHAM DR # 193A, 193A, SILVER SPRING, MD 20906-1849
Document Number	0581920012
Book / Page	058192 / 000012
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3209 LUDHAM DR #139-A SILVER SPRING MD 209061849, 139-A, SILVER SPRING, MD 20906-1849

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 15, 2019
Property Address	3209 LUDHAM DR # 193A, 193A, SILVER SPRING, MD 20906-1849
Document Number	0580210443
Book / Page	58021 / 443
Map Reference	LB 4144 FO 392
Instrument Date	Aug 13, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3209 LUDHAM DR # 193-A, 193-A, SILVER SPRING, MD 20906-1849

Mortgage

Document Number	0058021449
Date	Aug 15, 2019
Instrument	58021/449

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3209 Ludham Dr, #193-A was $4,325, down 13.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,000 (-) Land $124,500 Building $290,500	$415,000 (-) Land $124,500 Building $290,500
2025	$4,325.00 (-13.36%)	$415,000 Land $124,500 Building $290,500	$415,000 Land $124,500 Building $290,500
2024	$4,992.00
2023		$383,333	$415,000 Land $124,500 Building $290,500
2022	$3,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3209 Ludham Dr, #193-A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3209 Ludham Dr, #193-A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ludham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures