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3209 Grace Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3209 Grace Ave, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1912
Square Footage1,181 sqft Finished Area
Lot Size3,049 sqft (0.07 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2022)
Tax Bill$2,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-12-16-010.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,181 sqft Finished Area
Gross Area1,277 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,049 sqft (0.07 acres)
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3209 GRACE AVE
CityCOVINGTON
StateKY
Zip41015-1331
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 3 LOT 11
Legal SubdivisionGREEN PHIL E
Legal Phase3
Legal Block3
Legal Lot Number11
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2020
Census Tract61400

Owner

Source: Kenton County records · APN 056-12-16-010.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3209 GRACE AVE, COVINGTON, KY 41015-1331
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Deed of Trust, Mortgage
CITY OF COVINGTON
Mar 23, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Nov 23, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 20, 2020Grant Deed, Transfer
NOT AVAILABLE
May 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Doc Number2022203
Deed Book / Page155 / 255
Last Transfer DateMar 04, 2025
Transfer Doc0000000097
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3209 GRACE AVE, COVINGTON, KY 41015-1331
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900196
DateApr 27, 2022
Book Page365/242
Instrument22042705900196
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term59 Months
DueMar 17, 2027

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 23, 2022
Property Address3209 GRACE AVE, COVINGTON, KY 41015-1331
Document Number0005900203
Book / Page155 / 255
Instrument DateMar 18, 2022
Instrument22032305900203
Transaction TypeTransfer
Record UpdatedApr 07, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 102, KINGS MILLS, OH 45034-0102

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 GRACE AVE, COVINGTON, KY 41015-1331

Mortgage

Document Number0005900204
DateMar 23, 2022
Instrument22032305900204
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 23, 2020
Property Address3209 GRACE AVE, COVINGTON, KY 41015-1331
Document Number0000000031
Book / Page000056 / 000993
Instrument DateNov 09, 2020
Instrument31
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$74.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address500 WESTOVER DR #14104 SANFORD NC 273308941, 14104, SANFORD, NC 27330-8941
InvestorPossibly a Property Investor

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 20, 2020
Property Address3209 GRACE AVE, COVINGTON, KY 41015-1331
Document Number0000000046
Book / Page000056 / 000712
Instrument DateOct 09, 2020
Instrument46
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address807 MONROE ST NEWPORT KY 410712062, NEWPORT, KY 41071-2062
InvestorPossibly a Property Investor

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMay 30, 2019
Property Address3209 GRACE AVE, COVINGTON, KY 41015-1331
Document Number0000000026
Book / Page0C6670 / 000001
Instrument DateMay 11, 2019
Instrument26
Transaction TypeTransfer
Record UpdatedJun 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 GRACE AVE COVINGTON KY 410151331, COVINGTON, KY 41015-1331

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,252.00 (-0.53%)$170,000 (-) Land $5,000 Building $165,000$170,000 (-) Land $5,000 Building $165,000
2023$2,264.00$170,000 Land $5,000 Building $165,000$170,000 Land $5,000 Building $165,000

Flood & Wildfire

3209 Grace Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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