3209 Elcano Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 3209 Elcano Ln, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,168 sqft · built 1994
Lot Size	0.782 acres (34,042 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,586 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1N-30-5000-150-003`

Property Details

APN / Parcel Number

Primary APN	`15-1N-30-5000-150-003`
Alternative APN	`110201670`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,768 sqft
1st Floor Area	3,168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	34,042 sqft (0.782 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	110201670
Street Address	3209 ELCANO LN
City	CANTONMENT
State	FL
Zip	32533-6876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 15 BLK C ARROWHEAD LAKE EST PB 11 P 76 OR 3522 P 367 OR 6102 P 1026
Legal Range	30W
Legal Township	01N
Legal Section	15
Legal Subdivision	ARROWHEAD LAKE ESTATES
Legal Block	C
Legal Lot Number	15
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	4
Census Block	4005
Census Tract	3608

Owner

Source: Escambia County records · APN 15-1N-30-5000-150-003

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3209 ELCANO LN, CANTONMENT, FL 32533-6876
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 26, 2007
Transfer Doc	0061021026
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3209 ELCANO LN, CANTONMENT, FL 32533-6876
Document Number	0082390391
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3209 ELLANO LN CANTONMENT FL 32533, CANTONMENT, FL 32533

Mortgage

Document Number	0082390391
Date	Jan 30, 2020
Book Page	008239/000391
Instrument	8706

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2035

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,644 (+5.99%)	$498,573 (+5.49%) Land $40,000 Building $458,573
2024	$2,586.00 (+0.86%)
2023	$2,564.00 (+2.44%) Homeowner's exemption	$224,221 (+3%)	$472,614 (+13.32%) Land $40,000 Building $432,614
2022	$2,503.00 Homeowner's exemption	$217,691	$417,067 Land $30,000 Building $387,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Escambia County (12033C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120330036084, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1170302, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GONZALEZ UTILITIES ASSOCIATION, INC. private · serves 6,668 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.