3209 Conservancy Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3209 Conservancy Dr, Chesapeake, VA 23323

Property Summary

Property TypeExempt (Full or Partial)
Details5 bd · 5 ba · 3,347 sqft · built 2008
Lot Size0.137 acres (5,968 sqft)
OwnerIndividual Name on Record
Last Sale$434,000 (Aug 2020)
Tax Bill$4,543 (2020)
Deeds & MortgagesDec 2024 Second Mortgage
Oct 2011 Mortgage
+ 3 more
APN0442001000900

Property Details

APN / Parcel Number

Primary APN0442001000900

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,347 sqft Total Area
1st Floor Area1,272 sqft
Upper Floors Area1,288 sqft
AtticAttic
Attic Area110 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions71 ft deep x 66 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchSlab
Porch Area348 sqft
Balcony Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3209 CONSERVANCY DR
CityCHESAPEAKE
StateVA
Zip23323-1286
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodePUD: PLANN
Legal Description90 CULPEPPER LANDING PH 1A
Legal SubdivisionCULPEPPER LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3044
Census Tract21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 28, 2011Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
Aug 6, 2020Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 29, 2015Warranty Deed, Transfer · ARM
USAA FEDERAL SAVINGS BANK
Jun 27, 2008Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Prior SaleApr 29, 2015 · Amount on Record
Deed Document Number202026443
Deed Book / Page10194 / 587
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010808/177
DateDec 2, 2024
Book Page10808/177
Instrument240025128
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2054
Interest
Rate TypeFixed Rate
Rate11.1%

October 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008521/204
DateOct 28, 2011
Book Page8521/204
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate
Rate4%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 6, 2020
Property Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286
Document Number10194/587
Book / Page10194 / 587
Instrument DateJul 29, 2020
Instrument200026443
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286

Mortgage

Document Number200026446
DateAug 6, 2020
Instrument200026446
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 29, 2015
Property Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286
Document Number09504/1986
Book / Page9504 / 1986
Instrument DateApr 17, 2015
Transaction TypeTransfer
Record UpdatedAug 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09504/1990
DateApr 29, 2015
Book Page9504/1990
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2045
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2020

June 2008: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 27, 2008
Property Address3209 CONSERVANCY DR, CHESAPEAKE, VA 23323-1286
Document Number0007532/90
Book / Page7532 / 90
Instrument DateJun 11, 2008
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$602,100 (+7.77%) Land $160,000 Building $442,100$602,100 (+7.77%) Land $160,000 Building $442,100
2023$558,700 Land $140,000 Building $418,700$558,700 Land $140,000 Building $418,700
2020$4,543.00
2019$4,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims9 (1999–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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