3209 Calhoun Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3209 Calhoun Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,571 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2017)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	May 2022 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`T070500492`

Property Details

APN / Parcel Number

Primary APN	`T070500492`
Alternative APN	`5-116C-A006-00-027B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	4,191 sqft
1st Floor Area	1,351 sqft
Basement Area	1,220 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500492
Street Address	3209 CALHOUN DR
City	SAINT CHARLES
State	MO
Zip	63301-4880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE #2 AMEND LOT 27B
Legal Subdivision	CHARLESTOWNE #2
Legal Lot Number	27B
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2025
Census Tract	310201

Owner

3209 Calhoun Dr is owned and occupied by two individuals who acquired it in March 2022.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3209 CALHOUN DR, SAINT CHARLES, MO 63301-4880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Beneficiary Deed, Transfer
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC
Oct 4, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on File
Deed Sale	Oct 4, 2017 · Amount on File
Prior Sale	Oct 4, 2017
Deed Document Number	2017623390
Deed Book / Page	6817 / 2167
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000026995
Record Updated	Oct 29, 2026

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 11, 2022
Property Address	3209 CALHOUN DR, SAINT CHARLES, MO 63301-4880
Document Number	0000026995
Map Reference	MB 44 PG 131
Instrument Date	Mar 24, 2022
Instrument	2022R-026995
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3209 CALHOUN DR, 3209, SAINT CHARLES, MO 63301-4880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3209 CALHOUN DR, SAINT CHARLES, MO 63301-4880

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 4, 2017
Property Address	3209 CALHOUN DR, SAINT CHARLES, MO 63301-4880
Document Number	0068172167
Book / Page	6817 / 2167
Map Reference	MB 44 PG 131
Instrument Date	Sep 21, 2017
Instrument	20171004000623390
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PENN CTR W # W2ND, 6, PITTSBURGH, PA 15276-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 CALHOUN DR, SAINT CHARLES, MO 63301-4880

Mortgage

Document Number	20171004000623400
Date	Oct 4, 2017
Instrument	20171004000623400

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 4, 2017
Property Address	3209 CALHOUN DR, SAINT CHARLES, MO 63301-4880
Document Number	0068172165
Book / Page	006817 / 002165
Instrument Date	Sep 21, 2017
Instrument	623380
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 PENN CTR W #2ND PITTSBURGH PA 152760108, 2ND, PITTSBURGH, PA 15276-0108
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3209 Calhoun Dr was $5,050.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,451 (-)	$407,635 (-) Land $55,500 Building $352,135
2025	$5,050.00	$77,451	$407,635 Land $55,500 Building $352,135
2023		$74,353
2022			$391,329 Land $50,000 Building $341,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3209 Calhoun Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3209 Calhoun Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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