3209 Bower Ct, Belton, TX 76513 Property Records

Bell County property record for 3209 Bower Ct, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,886 sqft · built 2001
Lot Size	0.757 acres (33,018 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,446 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0376890009`

Property Details

APN / Parcel Number

Primary APN	`0376890009`
Alternative APNs	`232121` `740755`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,886 sqft Living Area
1st Floor Area	2,886 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,018 sqft (0.757 acres)
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	328 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	740755
Street Address	3209 BOWER CT
City	BELTON
State	TX
Zip	76513-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR HEIGHTS SUBDIVISION, BLOCK 001, LOT 0004, ACRES .758
Legal Subdivision	ARBOR HEIGHTS SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	3
Census Block	3006
Census Tract	21701

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3209 BOWER CT, BELTON, TX 76513-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2011
Deed Sale	Aug 12, 2011
Prior Sale	Jul 14, 2010 · Amount on Record
Deed Document Number	00027740
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3209 BOWER CT, BELTON, TX 76513-2531
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062078
Date	Nov 10, 2020
Instrument	2020-00062078

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3209 BOWER CT, BELTON, TX 76513-2531
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 BOWER CT, BELTON, TX 76513-2531

Mortgage

Document Number	0000050861
Date	Aug 6, 2021
Instrument	2021050861

Lender

Name	BBVA USA
Type	Bank
Address	TEMPLE, TX 76504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,446.00 (-8.97%) Homeowner's exemption	$582,840 Land $75,000 Building $507,840	$582,840 Land $75,000 Building $507,840
2022	$10,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, Nextlink.

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