3209 5th St, Monroe, MI 48162 Property Records

Monroe County property record for 3209 5th St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	1 ba · 818 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Mar 2019)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-776-346-00`

Property Details

APN / Parcel Number

Primary APN	`07-776-346-00`

Interior

Full Baths	1 Bath
Building Area	818 sqft Living Area
1st Floor Area	818 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Ranch
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3209 5TH ST
City	MONROE
State	MI
Zip	48162-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-346 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOT 346
Legal Range	09E
Legal Township	06S
Legal Section	35
Legal Subdivision	DETROIT BEACH SUB
Legal Lot Number	346
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3007
Census Tract	831300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3209 5TH ST, MONROE, MI 48162-4961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Jul 6, 2011 · Amount on Record
Deed Document Number	20194129
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 26, 2019
Property Address	3209 5TH ST, MONROE, MI 48162-4961
Document Number	2019R04129
Map Reference	LB 6 PG 1-4
Instrument Date	Mar 22, 2019
Instrument	2019R04129
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3307 HEISS RD, 3307, MONROE, MI 48162-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3492 MENTEL RD, MONROE, MI 48162-9316

Mortgage

Document Number	2019R04130
Date	Mar 26, 2019
Instrument	2019R04130

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (+50.74%) Land $60,900	$121,800 (+50.74%) Land $121,800
2025	$1,464.00 (+14.2%) Homeowner's exemption
2023	$1,282.00 Homeowner's exemption	$40,400	$80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	577.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	95 (1980–2018)
Claims Outside the SFHA	4 of 95
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20