32086 Clete Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 32086 Clete Rd, Albemarle, NC 28001 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1959
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Mar 2023)
Tax Bill	$511 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`652904517011`

Property Details

APN / Parcel Number

Primary APN	`652904517011`
Alternative APNs	`1542361` `1514103` `11686`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Finished Area
Gross Area	1,872 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	160 ft deep x 175 ft wide
Terrain	Low
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1542361
Street Address	32086 CLETE RD
City	ALBEMARLE
State	NC
Zip	28001-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 32086 CLETE RD 652900125
Legal Subdivision	GROVES PARK ADD 1
Legal Lot Number	13
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2015
Census Tract	930500

Owner

Source: Stanly County records · APN 652904517011

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32086 CLETE RD, ALBEMARLE, NC 28001-7514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2023 · Amount on Record
Deed Sale	Mar 09, 2023 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	455984
Deed Book / Page	1814 / 498
Record Updated	Jun 07, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 09, 2023
Property Address	32086 CLETE RD, ALBEMARLE, NC 28001-7514
Document Number	0000455984
Book / Page	1814 / 498
Map Reference	MB 2 PG 193
Instrument Date	Mar 08, 2023
Instrument	455984
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28782 CANTON RDC, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32086 CLETE RD, ALBEMARLE, NC 28001-7514

Mortgage

Document Number	0000455985
Date	Mar 09, 2023
Instrument	455985

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$511.00	$72,024 (-) Land $14,600 Building $57,424	$72,024 (-) Land $14,600 Building $57,424
2022	$511.00	$72,024 Land $14,600 Building $57,424	$72,024 Land $14,600 Building $57,424

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.