Stearns County property record for 32084 Co Rd 1, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,220 sqft · built 1954 |
| Lot Size | 0.836 acres (36,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,810 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09525-0004 |
| Primary APN | 17-09525-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,430 sqft |
| 1st Floor Area | 850 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 36,400 sqft (0.836 acres) |
| Lot Dimensions | 325 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,424 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32084 COUNTY ROAD 1 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT B REGISTERED LAND SURVEY NO 1 SECTION 35 TOWNSHIP 125 RANGE 028 REGISTERED LAND SURVEY NO 1 SECTION 35 TOWNSHIP 125 |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 35 |
| Legal Subdivision | REGISTERED LAND SURVEY NO 1 |
| Legal Tract | B |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LE SAUK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 901 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32084 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 16, 2026 |
| Property Address | 32084 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9533 |
| Document Number | 0000047165 |
| Instrument Date | May 26, 2026 |
| Instrument | 202647165 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 32084 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9533 |
| Document Number | 0000047165, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202647165 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Le Sauk Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,810.00 (+14.41%) | $247,000 (+2.83%) Land $109,600 Building $137,400 | $247,000 (+2.83%) Land $109,600 Building $137,400 |
| 2025 | $240,200 (+11.46%) Land $104,500 Building $135,700 | $240,200 (+11.46%) Land $104,500 Building $135,700 | |
| 2023 | $1,582.00 | $215,500 Land $96,200 Building $119,300 | $215,500 Land $96,200 Building $119,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1997–2001) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Intrepid Fiber Networks, Verizon.
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