3208 Watergate Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3208 Watergate Ln, Virginia Beach, VA 23452

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,576 sqft · built 1962
Lot Size0.313 acres (13,613 sqft)
OwnerIndividual Name on File
Last Sale$387,000 (Sep 2022)
Tax Bill$4,009 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2022 Transfer
+ 2 more
APN1497-09-3137

Property Details

APN / Parcel Number

Primary APN1497-09-3137
Alternative APN
  • 149-709-31370-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
Gross Area1,972 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,613 sqft (0.313 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number1497-09-3137
Street Address3208 WATERGATE LN
CityVIRGINIA BEACH
StateVA
Zip23452-7027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionKINGS GRANT LOT 187 SEC 2
Legal SubdivisionKINGS GRANT
Legal Block1
Legal Lot Number187
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group1
Census Block1007
Census Tract42202

Owner

3208 Watergate Ln is owned and occupied by an individual who bought it in September 2022.

Source: Virginia Beach City records, as of April 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed, Transfer · Conventional Mortgage
NAVY FCU
Jan 18, 2022Gift Deed, Transfer
Nov 17, 2021Intrafamily Transfer, Transfer
Nov 18, 2021Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2022 · Amount on File
Deed SaleSep 28, 2022 · Amount on File
Deed Document Number202251205
Prior Transfer DateNov 16, 2021
Prior Transfer Doc0000090027
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateSep 28, 2022
Property Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027
Document Number0000001205
Map ReferenceMB 51 PG 30
Instrument DateSep 26, 2022
Instrument202203051205
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027

Mortgage

Document Number0000001206
DateSep 28, 2022
Instrument202203051206
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

January 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateJan 18, 2022
Property Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027
Document Number0000004034
Map ReferenceMB 51 PG 30
Instrument DateJan 14, 2022
Instrument202203004034
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9602 CHAPEL HILL DR, BURKE, VA 22015-4200

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVIRGINIA BEACH CITY VA
Recording DateNov 17, 2021
Property Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027
Document Number0000000027
Map ReferenceMB 51 PG 30
Instrument DateNov 16, 2021
Instrument202103090027
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027

November 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateNov 18, 2021
Property Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027
Document Number0000000567
Map ReferenceMB 51 PG 30
Instrument DateNov 16, 2021
Instrument202103090567
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3208 WATERGATE LN, VIRGINIA BEACH, VA 23452-7027

Tax Assessment & Valuation

The 2025 property tax bill for 3208 Watergate Ln was $4,009, up 6.7% from the year before.

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,009.00 (+6.68%)$413,400 Land $237,000 Building $176,400$413,400 Land $237,000 Building $176,400
2024$3,758.00 (+6.64%)
2023$3,524.00$356,000 Land $199,100 Building $156,900$356,000 Land $199,100 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3208 Watergate Ln; there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims5 (1998–2016)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Watergate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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