3208 W Water St, Springfield, MO 65802 Property Records

Greene County property record for 3208 W Water St, Springfield, MO 65802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1979
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Oct 2020)
Tax Bill	$873 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-13-21-202-018`

Property Details

APN / Parcel Number

Primary APN	`88-13-21-202-018`
Alternative APN	`1321202018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	114 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881321202018
Street Address	3208 W WATER ST
City	SPRINGFIELD
State	MO
Zip	65802-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	WESTPORT PARK REVISED LOT 27
Legal Range	22W
Legal Township	29N
Legal Section	21
Legal Subdivision	WESTPORT
Legal Block	202
Legal Lot Number	27
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4002
Census Tract	3100

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3208 W WATER ST, SPRINGFIELD, MO 65802-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARVEST BANK
Jun 29, 2017	Warranty Deed, Transfer · Commercial Mortgage MID MISSOURI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	202043264
Deed Book / Page	2020 / 4326420
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Oct 20, 2020
Property Address	3208 W WATER ST, SPRINGFIELD, MO 65802-5326
Document Number	0000004326
Book / Page	2020 / 43264-20
Instrument Date	Oct 16, 2020
Instrument	43264-20
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 W WATER ST, SPRINGFIELD, MO 65802-5326

Mortgage

Document Number	0000004326
Date	Oct 20, 2020
Instrument	43265-20

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year CMT
Margin	3
Max Rate	8.37%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jun 29, 2017
Property Address	3208 W WATER ST, SPRINGFIELD, MO 65802-5326
Document Number	0000002559
Book / Page	2017 / 025591-17
Instrument Date	Jun 1, 2017
Instrument	025591-17
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 S CLAY AVE, SPRINGFIELD, MO 65807-5105

Mortgage

Document Number	0000002559
Date	Jun 29, 2017
Instrument	025592-17

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,540 (-) Land $3,800 Building $13,740
2025	$873.00 (+17.5%)	$17,540 (+25.92%) Land $3,800 Building $13,740	$92,300 (+25.92%) Land $20,000 Building $72,300
2023	$743.00 (+6.29%)	$13,930 (+8.74%) Land $2,280 Building $11,650	$73,300 (+8.75%) Land $12,000 Building $61,300
2022	$699.00	$12,810 Land $2,280 Building $10,530
2021			$67,400 Land $12,000 Building $55,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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