3208 Saint Stephens Way, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3208 Saint Stephens Way, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,986 sqft · built 1990
Lot Size	0.876 acres (38,159 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Dec 2019)
Tax Bill	$6,538 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`721-72-21-34-200-000`

Property Details

APN / Parcel Number

Primary APN	`721-72-21-34-200-000`
Alternative APNs	`001131100000009` `410429001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,986 sqft Finished Area
1st Floor Area	1,423 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	38,159 sqft (0.876 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	327 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	410429001
Street Address	3208 SAINT STEPHENS WAY
City	MIDLOTHIAN
State	VA
Zip	23113-6360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25 - SING
Legal Description	SALISBURY HILLS LOT 9 SEC 2
Legal Subdivision	SALISBURY HILLS
Legal Lot Number	9
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2000
Census Tract	100924

Owner

3208 Saint Stephens Way is owned and occupied by an individual who bought it in December 2019.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3208 SAINT STEPHENS WAY, MIDLOTHIAN, VA 23113-6360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Document Number	201950260
Deed Book / Page	12552 / 649
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3208 SAINT STEPHENS WAY, MIDLOTHIAN, VA 23113-6360
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013602-286
Date	Aug 31, 2021
Book Page	13602/286
Instrument	2021056225

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3208 SAINT STEPHENS WAY, MIDLOTHIAN, VA 23113-6360
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13602-286
Date	Aug 31, 2021
Book Page	13602/286
Instrument	2021056225

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 9, 2019
Property Address	3208 SAINT STEPHENS WAY, MIDLOTHIAN, VA 23113-6360
Document Number	12552649
Book / Page	012552 / 000649
Instrument Date	Dec 5, 2019
Instrument	50260
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 SAINT STEPHENS WAY MIDLOTHIAN VA 231136360, MIDLOTHIAN, VA 23113-6360

Mortgage

Document Number	12552653
Date	Dec 9, 2019
Book Page	012552/000653
Instrument	50261

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3208 Saint Stephens Way was $6,538.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,538.00	$731,900 (-0.11%) Land $105,000 Building $626,900	$731,900 (-0.11%) Land $105,000 Building $626,900
2025		$732,700 Land $105,000 Building $627,700	$732,700 Land $105,000 Building $627,700
2023	$5,993.00	$655,900 Land $95,000 Building $560,900	$655,900 Land $95,000 Building $560,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3208 Saint Stephens Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Saint Stephens Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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